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-   -   Anyone from abroad bought a car in the USA and got insurance? (http://www.travelbanter.com/showthread.php?t=19146)

Henry Fairwood April 13th, 2004 06:24 PM

Anyone from abroad bought a car in the USA and got insurance?
 
Hi, Just wondering if anyone has travelled to America, purchased a 2nd hand
car
and got insured on it. I'd be really interested in any stories (success or
failure) or and information on the subject. I'm from England and would love
to try it this summer.
Cheers Henry



B Vaughan April 14th, 2004 04:18 PM

Anyone from abroad bought a car in the USA and got insurance?
 
On Tue, 13 Apr 2004 18:24:55 +0100, "Henry Fairwood"
wrote:

Hi, Just wondering if anyone has travelled to America, purchased a 2nd hand
car
and got insured on it. I'd be really interested in any stories (success or
failure) or and information on the subject. I'm from England and would love
to try it this summer.


Each of the 50 states has different rules, so probably no one can tell
you anything that would be valid for all states. However, in the
states where I have lived or known others who had cars, it wouldn't be
possible under most circumstances. In New Jersey, which is fairly
typical, you have to have a Social Security number or equivalent and a
residential address to register the car. Without registration, you
can't get insurance. If you have some sort of entry visa that permits
a long stay (such as a study visa), you may be able to get a SSN
equivalent. And if you have a VERY good friend or relative in the US,
you may be able to use their address. (It could have implications for
their own insurance, so they may have qualms unless they trust you.)
--------
Barbara Vaughan

My email address is my first initial followed by my last name at libero dot it.

alohacyberian April 14th, 2004 06:10 PM

Anyone from abroad bought a car in the USA and got insurance?
 
"B Vaughan" wrote in message
...
On Tue, 13 Apr 2004 18:24:55 +0100, "Henry Fairwood"
wrote:
Hi, Just wondering if anyone has travelled to America, purchased a 2nd

hand
car
and got insured on it. I'd be really interested in any stories (success or
failure) or and information on the subject. I'm from England and would

love
to try it this summer.


Each of the 50 states has different rules, so probably no one can tell
you anything that would be valid for all states. However, in the
states where I have lived or known others who had cars, it wouldn't be
possible under most circumstances. In New Jersey, which is fairly
typical, you have to have a Social Security number or equivalent and a
residential address to register the car. Without registration, you
can't get insurance. If you have some sort of entry visa that permits
a long stay (such as a study visa), you may be able to get a SSN
equivalent. And if you have a VERY good friend or relative in the US,
you may be able to use their address. (It could have implications for
their own insurance, so they may have qualms unless they trust you.)
--------
Barbara Vaughan


But, I think there are only half a dozen states who use social security
numbers in automobile registration. Foreign students, etc. frequently own
cars. It's an address that's most important. KM
--
(-:alohacyberian:-) At my website there are 3000 live cameras or
visit NASA, play games, read jokes, send greeting cards & connect
to CNN news, NBA, the White House, Academy Awards or learn all
about Hawaii, Israel and mo http://keith.martin.home.att.net/



Lucky225 April 16th, 2004 07:36 AM

Anyone from abroad bought a car in the USA and got insurance?
 
SSN is generally not required to register a motor vehicle, as the
state can not just presume that because you purchased the car that YOU
will be the actual driver. Getting the car insured in the US wont be a
problem, use 21st century they don't even ask you for SSN. Of course
this is under the presumption that you'll be buying the car and
residing in the US w/ it.. if you're just going to bring it back to
england you can pay for it in cash, there's no need to register it in
the states. BTW, if you plan on financing it I'm sure someone here
will try to say you need an SSN to finance it.. no that's not true,
you can establish a credit history in the US w/o SSN, however
obviously if you don't have a current credit history in the US you
won't be able to finance it anyways. (I.E. I've established a credit
history w/o an SSN, but when I went to get a cellphone at the time I
had no credit history so I had to pay a deposit, the moron that works
at the cell co thought it was b/c I didn't provide ssn that a deposit
was required, however, it was actually due to the fact that I had no
previous credit history.. I had AT&T recheck my credit and they
refunded my deposit and say that I'm now eligible for up to 5 cell
phones on one plan) Good Luck.

"alohacyberian" wrote in message ...
"B Vaughan" wrote in message
...
On Tue, 13 Apr 2004 18:24:55 +0100, "Henry Fairwood"
wrote:
Hi, Just wondering if anyone has travelled to America, purchased a 2nd

hand
car
and got insured on it. I'd be really interested in any stories (success or
failure) or and information on the subject. I'm from England and would

love
to try it this summer.


Each of the 50 states has different rules, so probably no one can tell
you anything that would be valid for all states. However, in the
states where I have lived or known others who had cars, it wouldn't be
possible under most circumstances. In New Jersey, which is fairly
typical, you have to have a Social Security number or equivalent and a
residential address to register the car. Without registration, you
can't get insurance. If you have some sort of entry visa that permits
a long stay (such as a study visa), you may be able to get a SSN
equivalent. And if you have a VERY good friend or relative in the US,
you may be able to use their address. (It could have implications for
their own insurance, so they may have qualms unless they trust you.)
--------
Barbara Vaughan


But, I think there are only half a dozen states who use social security
numbers in automobile registration. Foreign students, etc. frequently own
cars. It's an address that's most important. KM


robindotadams April 16th, 2004 12:36 PM

Anyone from abroad bought a car in the USA and got insurance?
 
(Lucky225) wrote in message . com...
SSN is generally not required to register a motor vehicle, as the
state can not just presume that because you purchased the car that YOU
will be the actual driver. Getting the car insured in the US wont be a
problem, use 21st century they don't even ask you for SSN. Of course
this is under the presumption that you'll be buying the car and
residing in the US w/ it.. if you're just going to bring it back to
england you can pay for it in cash, there's no need to register it in
the states. BTW, if you plan on financing it I'm sure someone here
will try to say you need an SSN to finance it.. no that's not true,
you can establish a credit history in the US w/o SSN, however
obviously if you don't have a current credit history in the US you
won't be able to finance it anyways. (I.E. I've established a credit
history w/o an SSN, but when I went to get a cellphone at the time I
had no credit history so I had to pay a deposit, the moron that works
at the cell co thought it was b/c I didn't provide ssn that a deposit
was required, however, it was actually due to the fact that I had no
previous credit history.. I had AT&T recheck my credit and they
refunded my deposit and say that I'm now eligible for up to 5 cell
phones on one plan) Good Luck.


I've been trying to get sense out of Florida on registering. From
what I can gather, I don't need a US licence, or a SSN and I should be
able to get insurance. The only thing that puzzles me is registering.
I got the impression
from the officials in Florida that If home was in the UK I could
register the car in the UK?? Is this correct? If not, as I have no
perm address in the US, how do I register it? and more to the point
do I have to register it?

Keith Willshaw April 16th, 2004 01:10 PM

Anyone from abroad bought a car in the USA and got insurance?
 

"robindotadams" wrote in message
om...


I've been trying to get sense out of Florida on registering. From
what I can gather, I don't need a US licence, or a SSN and I should be
able to get insurance. The only thing that puzzles me is registering.
I got the impression
from the officials in Florida that If home was in the UK I could
register the car in the UK?? Is this correct? If not, as I have no
perm address in the US, how do I register it? and more to the point
do I have to register it?


The registration form which is available from

http://www.onlinedmv.com/FL_Florida_...r_vehicles.htm

Indicates you can register the vehicle by post BUT you need to provide
a Florida address and Florida Driving license no if you do so.

As long as you have a valid insurance and title the site indicates you
should be able
to register the vehicle witha local county tax collector or license plate
agency.

Keith



me April 16th, 2004 08:56 PM

Anyone from abroad bought a car in the USA and got insurance?
 
"Keith Willshaw" wrote in message ...
"robindotadams" wrote in message
om...


I've been trying to get sense out of Florida on registering. From
what I can gather, I don't need a US licence, or a SSN and I should be
able to get insurance. The only thing that puzzles me is registering.
I got the impression
from the officials in Florida that If home was in the UK I could
register the car in the UK?? Is this correct? If not, as I have no
perm address in the US, how do I register it? and more to the point
do I have to register it?


The registration form which is available from

http://www.onlinedmv.com/FL_Florida_...r_vehicles.htm

Indicates you can register the vehicle by post BUT you need to provide
a Florida address and Florida Driving license no if you do so.


The drivers license is going to be the biggest problem. You can
go to any of the commercial "mail box" kinda places and get a nice
simple "address" in Florida. However, without a DL, I think one would
be stuck. It's really a case of them wanting the fees for the DL.
If you are registering a car, the figure you must also be a resident
that must get a DL.


As long as you have a valid insurance and title the site indicates you
should be able
to register the vehicle witha local county tax collector or license plate
agency.

Keith


Binyamin Dissen April 17th, 2004 11:50 PM

Anyone from abroad bought a car in the USA and got insurance?
 
On 16 Apr 2004 12:56:51 -0700 (me) wrote:

:"Keith Willshaw" wrote in message ...
: "robindotadams" wrote in message
: om...

: I've been trying to get sense out of Florida on registering. From
: what I can gather, I don't need a US licence, or a SSN and I should be
: able to get insurance. The only thing that puzzles me is registering.
: I got the impression
: from the officials in Florida that If home was in the UK I could
: register the car in the UK?? Is this correct? If not, as I have no
: perm address in the US, how do I register it? and more to the point
: do I have to register it?

: The registration form which is available from

:
http://www.onlinedmv.com/FL_Florida_...r_vehicles.htm
:
: Indicates you can register the vehicle by post BUT you need to provide
: a Florida address and Florida Driving license no if you do so.

: The drivers license is going to be the biggest problem. You can
:go to any of the commercial "mail box" kinda places and get a nice
:simple "address" in Florida. However, without a DL, I think one would
:be stuck. It's really a case of them wanting the fees for the DL.

The fees for DL's in the USA (in the various states that I had them) is quite
low. It is not considered a real revenue source.

:If you are registering a car, the figure you must also be a resident
:that must get a DL.

You definitely need to be a resident of the state to get a DL.

I believe the FL has "snowbird" licenses for those who's primary/non-winter
home is outside that state.

: As long as you have a valid insurance and title the site indicates you
: should be able
: to register the vehicle witha local county tax collector or license plate
: agency.

Registration, on the other hand, is considered a real revenue source.

--
Binyamin Dissen
http://www.dissensoftware.com

B Vaughan April 18th, 2004 08:01 PM

Anyone from abroad bought a car in the USA and got insurance?
 
On Wed, 14 Apr 2004 17:10:37 GMT, "alohacyberian"
wrote:

But, I think there are only half a dozen states who use social security
numbers in automobile registration. Foreign students, etc. frequently own
cars. It's an address that's most important. KM


Foreign students with legitimate study visas can get a SSN equivalent.
--------
Barbara Vaughan

My email address is my first initial followed by my last name at libero dot it.

dismum April 19th, 2004 01:19 PM

Anyone from abroad bought a car in the USA and got insurance
 
the trouble with a florida license is that if you are a visitor there it
only lasts as long as your visit and can take up to 2 weeks to arrive by
which time most visitors have left the state.If you are planning to have
the car simply as a means to travel during a regular holiday then forget
it as the inbsurance is prohibitive.I know because as a home owner there
from the uk i have looked into getting a license and car.



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