Auto rental optional insurance
 

Hello,

Can someone point me to a website that explains the
reasons and risk of opting out of auto rental optional
coverages?

Options a
- CDW - covered by some credit cards
- Personal accident insurance
- Liability insurance
- Theft protection

Also, I read somewhere, if renting in Europe, one
should take all the optional coverage (Inclusive)?

Thanks -

Auto rental optional insurance
 

"Harlen Ng" wrote in message
...
Hello,

Can someone point me to a website that explains the
reasons and risk of opting out of auto rental optional
coverages?

Options a
- CDW - covered by some credit cards
- Personal accident insurance
- Liability insurance
- Theft protection

Also, I read somewhere, if renting in Europe, one
should take all the optional coverage (Inclusive)?

Much of it depends on which country you are renting in.

Auto rental optional insurance
 

Harlen Ng wrote:
Hello,

Can someone point me to a website that explains the
reasons and risk of opting out of auto rental optional
coverages?

Options a
- CDW - covered by some credit cards
- Personal accident insurance
- Liability insurance
- Theft protection

Also, I read somewhere, if renting in Europe, one
should take all the optional coverage (Inclusive)?


It depends on your own insurance coverage, your employer's coverage, and
your credit card's coverage. So, one major reason for opting out is
that you are already covered. When renting in the US, most US credit
cards offer secondary coverage, and require your own insurance is
primary. CDW or LDW coverage varies by agency and the amount of the
deductible can vary greatly. The actual coverage you get for PAI, Theft,
Liability varies greatly by company and location. The main question is
how you feel the price of the "insurance' rates relative to the
potential liabilities you have if there is a problem and you have a
problem.

It is important to note that it is possible that you will not only be
charged for the value of the car, but also other costs associated with
the rental company not having use of the damaged vehicle.

In my own case, I tend to take CDW/LDW only when I need to. Italy was
the only location in recent times where I was forced to take it. I only
take the CDW/PAI/Liabiltity/Theft coverages on business trips when our
contracts do not cover them.

Have a nice trip :)

Auto rental optional insurance
 

Max Mustermann wrote:
Cisco troll/asshole/netkook Michael Voight mrtravel
kooked:


Have a nice trip :)


Trying to rehabilitate your image after 9 years of being a total asshole? Gee,
could it be because your employer is watching you???

I have made many on topic posts to rta. You have too, just not under
this name.


So they disciplined you and cut off your newsgroup posting from work and now
you're trolling double from home late into the night. Just remember, that will
get forwarded to them too.

The post you followed up was posted at 8:32 AM. Is this your opinion of
"late into the night"?
What is the purpose of forwarding that post to my employer?

Have a nice trip to Vegas.

Auto rental optional insurance
 

Max Mustermann wrote:

His main hangout is alt.visa.us.marriage-based, a sleazy newsgroup where
foreigners wanting to immigrate to the US hook up with losers like Voight who
are willing to marry them for money so they can get their green card. Voight is
a pro at this, handing out daily advice on how to be a sleazoid like him and
sell green cards.

When he isn't giving out advice on how to commit federal crimes

OK, google god, show us.
Please show one post where I told someone to violate immigration law.
If you actually read the newsgroups, you would notice that my post are
highly bent in favor of obeying immigration law and obtaining the
correct visa. In fact, you even harassed me for my rec.travel.air post
in which I indicated a journalist should have applied for the correct visa.

Auto rental optional insurance
 

In article ,
Harlen Ng wrote:

Hello,

Can someone point me to a website that explains the
reasons and risk of opting out of auto rental optional
coverages?

Options a
- CDW - covered by some credit cards
- Personal accident insurance
- Liability insurance
- Theft protection

Also, I read somewhere, if renting in Europe, one
should take all the optional coverage (Inclusive)?

I don't see what this has to do with air travel. You should probably ask
your credit card issuer about this issue, or just do a Google search.

Auto rental optional insurance
 

In article ,
mrtravel wrote:

Max Mustermann wrote:
Cisco troll/asshole/netkook Michael Voight mrtravel

kooked:


Have a nice trip :)


Trying to rehabilitate your image after 9 years of being a total asshole?
Gee,
could it be because your employer is watching you???

I have made many on topic posts to rta. You have too, just not under
this name.

Dude! Don't feed the trolls. That's all this freak of mental nature
wants, is to get a rise out of you. Don't play his game.

Auto rental optional insurance
 

"Shawn Hearn" wrote in message
...
In article ,
Harlen Ng wrote:

I don't see what this has to do with air travel. You should probably ask
your credit card issuer about this issue, or just do a Google search.

Perhaps because one of the most common ways of getting transport to and from
and airport is by hire car? I think it's relevant the same way that
discussing which trains go to a particular airport is relevant.

Auto rental optional insurance
 

Harlen Ng wrote:

Can someone point me to a website that explains the
reasons and risk of opting out of auto rental optional
coverages?

Options a
- CDW - covered by some credit cards
- Personal accident insurance
- Liability insurance
- Theft protection

Also, I read somewhere, if renting in Europe, one
should take all the optional coverage (Inclusive)?


You need to call your insurance company and talk to them - not anyone on Usenet.
Ask them what you are covered for and what they advise.

I often do not take the optional car-rental insurance, costs me more
money....

that's ok as long as you don't have anything unplanned happen...

I was on vacation was driving a long and hit a birdge in Mendocino County
along the 101 in Northern California had to pay National Car Rental $6000
for the car and the county to repair the bridge....for some unknown reason
my insurance refused to cover...

I hate insurance companies.. they take your money but when you need them,
the often weasel out or find some disclaimer to wave at you