Dan K wrote:

Yes, but the only ATM card that Charter One issues is their Mastercard
debit card. So if you are a customer of theirs, you have no choice.
Next trip I plan to get a pure ATM card from a different bank.

My bank automatically 'upgraded' me to a debit card. I insisted on having
it changed back to a 'plain vanilla' ATM card, even though the first few
people I spoke to, insisted it was impossible and claimed that 'all our
cards are debit cards now'.