"Miguel Cruz" wrote in message
...
Alfred Molon wrote:
Is there a difference between a debit card and an ATM card ? Credit
cards give you a credit and you can pay back in rates, but debit cards
deduct the amount instantly or within a few days from your account.

The big difference between debit cards and ATMs, at least in the USA, is
that debit cards can be used to make purchases without a PIN. For this
reason debit cards are quite dangerous to lose compared to credit cards;
even though you'll eventually get your money back, while things are
investigated you have no access to your money. And of course if you lose
an
ATM card then people can't use it unless they have your PIN.


The banks are moving to chip and pin fpr debit cards too
so that paricular problem is a temporary one.

Keith