Debit cards have safeguards.

If my debit card is used improperly and I conform with the requirements,
such as reporting the violation within forty-eight hours of my learning
of it, I am protected. The difference between my credit card and my
debit card has to do with what happens when it is used. My credit card
bill describes the violation and I don't pay for it. My debit is
deducted immediately. That deduction is recovered within ten days of
the report. The immediate deduction sucks. You can get really screwed
up if you have automatic payments get boggled in that ten day period.

I also use my credit card for all purchases. It is safer. But there
are safeguards on my debit card.

Steve
www.wolfswords.com under the motorhome link

Rog' wrote:
"Ken Harrison" wrote:
I always use a debit card affiliated with a checking account whilst
traveling in other countries. That is the *only* time I use a debit card,
there being no transaction safeguards on them. I also use an account
separate from my usual one so that if I do get stung, the thieves won't
have access to the vast majority of my money.

Even for everyday use, I keep debit-ATM money in an account
that separate from my other accounts, and transfer $$ into it only
as I forseeably may need, month-to-month.