Lee wrote:
On Mon, 08 Oct 2007 17:11:50 -0300, Mike wrote:

Boy have you guys been rolling the dice. 22 cruises and no issues. All
you need is one semi-major accident and you could empty your savings,
all for the want of a couple hundred bucks when you're likely spending
10 to 15 times more than that on the cruise. I never did understand that
type of risk taking. I could understand if it was in the thousands of
dollars but man you guys are one lucky couple.

Cruises are independent events. If you didn't have a heart attack
during 21 cruises, you are no more or less likely to have one on
your 22nd cruise.


Agreed but if you have a heart attack at home one does not need to worry
about airlifts, care at a very expensive "hospital" on a cruise ship
(one that demands cash btw) or care in a foreign country.