Following up to mrtravel

how well does an insurance based system work if you are born
sick?

It works quite well in my experience.
My first child was conceived before I had insurance, so the insurance
didn't cover my wife's (ex-wife now) medical bills, but it covered the
child's medical bills in the hospital.

I was thinking of someone with an ongoing condition, private
cover here tends to exclude known conditions when I've looked at
it.
--
Mike Reid. Shetland pics:-
Puffin pics "http://www.fellwalk.co.uk/puffinpics.htm"
Seabird shots "http://www.fellwalk.co.uk/shetlandbirds.htm"
Lensed landscape "http://www.fellwalk.co.uk/skyepics.htm#shetland