"John" wrote ....
On Wed, 05 Jul 2006 09:20:40 +0100, The Reid
wrote:

Following up to mrtravel

how well does an insurance based system work if you are born
sick?

It works quite well in my experience.
My first child was conceived before I had insurance, so the insurance
didn't cover my wife's (ex-wife now) medical bills, but it covered the
child's medical bills in the hospital.

I was thinking of someone with an ongoing condition, private
cover here tends to exclude known conditions when I've looked at
it.


Very true in the US.

My son is diabetic and takes daily insulin shots .He has his own
business and he could not buy health insurance.

Interestingly, were he employed by most large employers, his coverage would
have been automatic, and federal law makes it difficult to fail to employ
and individual because of a medical vcondition which does not render them
unable to perform the job requirements. Additionally there are literally
hundreds of health insurance plans which would have enrolled him. Many
offer only partial coverage, leaving out coverage for his pre-existing
condition, while others have enormously high premiums.

Then there are literally dozens of HMOs which routinely accept diabetics,
although there are limits of coverage depending upon the origin (childhood)
and defgree of the condition.

You are obviously not being quite frank with readers here, not "telling a
whopper", but greatly shading the truth. It does your perspective and
communicating it great disservice.

TMO