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Old April 21st, 2004, 07:26 PM
Phil Richards
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Default Beware - credit card rip-off

On Wed, 21 Apr 2004 19:01:02 +0100 Andy Pandy
said...

If I stay in a hotel in Ireland that advertises they accept VISA and I have been
quoted 100 EUR a night, then I will pay 100 EUR a night. I won't pay 70 GBP a
night or 120 USD or anything else. The POS terminal *must* offer the option of
payment in local currency.


I'm sure the POS terminal would offer the option of payment, the issue
seems to be with the retailer or whoever. Possibly poor awareness or
training, more than likely they can't be bothered to offer knowing if
they get questioned "What difference does it make?" they'll end up
charging in local currency as it is financially better for the customer.

It seems to be the way is to be one step ahead of the retailer and ask
whether they apply DCC before handing your card over. If the answer is
"yes" or "don't know" then make it clear your requirements. The more
customers become aware of this and raise it then more then hopefully
retailers will be a little more forthcoming.

--
Phil Richards
London