We've been given a leaflet by STA Travel, and their Mid-level policy (I
don't recall what it's called) seems pretty good - but at £275 is quite
pricey. However, as I'm going to be travelling with a laptop - and these can
have a habit of going walkies - I want to be sure I'm covered for
replacement of it.

Who did you get your insurance with?

And if you made a claim, how much of a pain where they?