On 12/4/2011 7:00 AM, Frank from Deeeetroit wrote:
On Dec 4, 12:02 am, wrote:
Frank from wrote:

No experience with Princess, only with Carnival and Norwegian. We
have had the opposite experience than you describe. We do not use
TA's, as any price decrease in place, we have called our cruise
representative and have been credited and or upgraded in 13 cruises.
It is a bit more work for my wife tracking the cruise price on a daily
basis and calling our contact at the cruise line, but what is a few
minutes on the computer and a few more minutes calling the cruise
line, all part of the fun leading up to the cruise.

We insure through our AAA agent, whom we have a 30 year relationship
with. Would not trust any third party insurance company for cruise
insurance, especially considering the cost of the cruise, spending
money, why scrimp on your insurance.

If you want to be you own travel agent cause it is fun and your wife has
the time, fine. I don't have the time or inclination to check the cruise
price every day. I have found travel agents who take care of it. Of course
I had to find the right agents. There are great agents and there are bum
agents. Same as my auto mechanic. Good ones and bad ones.

Third party means not buying the cruise lines insurance. So you are using a
third party insurance company.

--
Charles

Simpler explanation, to halt the hair splitting. Why go to a foreign
insurance company when one has a relationship with the insurance
company that insures your home and vehicle needs. One has a daily
relationship with their home/auto insurance company. If one purchases
cruise insurance through a travel agency or by a company one found
elsewhere, the relationship is 1 week, 10 days, or whatever length of
ones cruise, and that relationship exists once a year.

I would feel more comfortable if I had a health issue while cruising
and I called AAA to make arrangements to get me home, than if I called
the ACME cruise insurance company that I found on-line and saved
$25.00 a person. This situation is not where I want to discover there
are good insurance companies and there are bum insurance companies.
To me, I will not take the risk finding out if the insurance company
is the right one for me.

Frank


Check those policies folks. Even if you think you have purchased
medical evacuation insurance, it's up to the insurance company, not you
or even *your* doctor, if they will evacuate you. Most of the policies
will only evacuate you to the nearest medical facility that will be
able to treat you if *they* determine that the one you are at is not
adequate. I have been there. Trust me.

I pay for good insurance. The cost is just a part of our travel budget.
I cover us with MedJet Assist which, IMO, is the only company that
*will* bring you home if your home physician and the treating physician
agree you need to be in a hospital.

This email is good. I will be glad to answere questions about my
personal experience.

Everyone's favorite insurance carrier is the best until yo have to
invoke the provisions of the policy and it's gonna cost them a bundle.

--
Janet Wilder
Way-the-heck-south Texas
Spelling doesn't count. Cooking does.