Your argument seems to have degenerated into you saying:

"I am a consultant to banks and telcos. Therefore I know what I am talking
about. You have not stated your professional qualifications, therefor your
argument is wrong"

I would prefer to argue the merits of the moral argument, as this would
appear independent of the employment of the person advancing the argument.
But as an aside, and as already stated:

1. I do not work for Banks or telcos.
2. I am not professionally involved in call centres.

My questions (not statements) concerning your purchasing habits were an
attempt to determine your moral position and its consistency.

So lets take this from the top; straight answers please:

1. Have you ever bought a pair of shoes manufactured off-shore? (Hint, if
they cost less than about $300, they weren't made in Australia).

2, Assuming you have ever bought a pair of shoes worth less than $300, what
is the moral difference between your decision to use offshore labour for
cheap shoes and the banks decision to use offshore labour for call centres
(other than you are spending your own money, and Banks are spending
shareholders money)?