On Wed, 20 Jan 2010 12:01:14 GMT, "neverwas"
wrote:

Possibly some misunderstanding here?

I can't speak for Joseph Coulter's intended meaning but what I took him
to mean was that he buys insurance from a company *other than the car
hire company* to cover the excess on damage plus such things as damage
to tyres & windscreen. That's what I am now doing with Questor
(http://www.questor-insurance.co.uk/).

Interestingly their annual policy for the world for 2 drivers (but
excluding SLI) costs GBP 60 (c. AUD 105 or AUD 0.30 per day) for cover
up to USD 80,000 for damage. That seems to me not bad at all - bearing
in mind that then when I used to deal with the car industry 20-odd years
ago they had firm figures to show drivers treat company and hire cars
differently from their own cars.
Thank you..