Alan S wrote:

On Tue, 20 Jan 2009 22:45:21 +0000,
(David Horne, _the_ chancellor (*)) wrote:

I'm wondering how much I've saved in the last 20 years by never buying
insurance.

You're extremely fortunate if that is true.

I'm hardly alone.

On each of my trips I ended up ahead on insurance; usually
only a little.

If you're seriously saying that you've claimed on insurance on every
trip, then you're perhaps _very_ unlucky.

--
(*) of the royal duchy of city south and deansgate
www.davidhorne.net (email address on website)
"The fact is that when I compose I never think of and never
have thought of meeting the listener." -George Perle