"Bill B" wrote in message
. ..
I convert to Canadian currency at my local bank, there has not been a fee.
They will only convert *paper*, no coin.


"Rtavi" wrote in message
...
We just got back from a 2 month trip to East Coast and Canada.--
Beautiful and loved it despite $1.59/Liter for diesel!
I have always been told to use a credit card when out of the US since you
get the benefit of paying in Canada Dollars which are running at about
$.95 US then the credit card company converts your charge to $US. As far
as this goes, it is true and I saved about $25 when the transactions were
posted. What I was not aware of was that CITI card charges a "Foreign
Transaction Fee" on every purchase. This totaled up to a charge of over
$100 US. It's my fault for not reading all the fine print but this
didn't happen 7 years ago when I was using an ATT card in Canada. I just
wanted to let you guys to be aware of this. I should have done what I
did with some of my cash on hand which was to go to a Royal Bank of
Canada and have them change $100 US to Canadian for a $3 fee so that I
would have pocket money.(btw Canadian money is pretty) that would have
been cheaper .
Anyway we had a great trip and I wanted to save you guys some cash.
Don't be a dummy like me!




The fee is built in. There are buy and sell rates. The 3% foreign exchange
fee has always been excessive to me.