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Citibank chip-and-pin cards
Does anyone know why Citi does not make chip-and-pin cards available
to US-based customers? Their advertising in Asia and Europe (and probably the rest of the world) show that chip-and-pin is offered there, so they clearly have the physical ability to create them. When I asked in the US, some Citi employees did not even know that these existed, and none offered any hope. Are there any suggestions for US-based banks that have chip-and-pin cards? I heard rumors about the UN Credit Union, but I probably do not qualify. |
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Citibank chip-and-pin cards
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#3
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Citibank chip-and-pin cards
Does anyone know why Citi does not make chip-and-pin cards available
to US-based customers? Rumors have it that people in the US still use cheques, like, on real paper and such Seriously, I guess from a US bank's point of view there's no use for chip-and-pin cards (read: the costs involved) if there's no place its customers can use them (in the US). Chicken or the egg? PS: Try https://www.citibank.com/domain/cont...email/form.htm |
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Citibank chip-and-pin cards
On Tue, 16 Aug 2011 17:10:36 -0700 (PDT), "
wrote: Does anyone know why Citi does not make chip-and-pin cards available to US-based customers? Their advertising in Asia and Europe (and probably the rest of the world) show that chip-and-pin is offered there, so they clearly have the physical ability to create them. When I asked in the US, some Citi employees did not even know that these existed, and none offered any hope. Probably because it's no use individual credit card issuers acting alone. It needs the whole industry in each country to agree to issue chip-and-pin cards and for merchants and card acquirers all to be set up to accept them. This is what happened in the UK several years ago. Everybody's cards were switched to chip-and-pin over a period of a couple of years. During that time merchants were issued with machines capable of handling them and staff were trained how to use them. Credit card holders also need to be told what changes are happening and given information to make sure they are issued with PINs and know how to use their cards with the new system. It requires a coordinated effort on the part of the entire industry to make all that work smoothly. Chris |
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Citibank chip-and-pin cards
On 8/17/2011 5:06 AM, Martin wrote:
On Wed, 17 Aug 2011 10:42:52 +0200, Johannes Kleese wrote: Does anyone know why Citi does not make chip-and-pin cards available to US-based customers? Rumors have it that people in the US still use cheques, like, on real paper and such It's a fact that they do in UK too; and that by popular demand the abolishment of cheques has been postponed until 2019 at the earliest. This reminds me that the topic of abolishing the dollar bill in the US has arisen again with the repeated suggestion that the Treasury should do as in Canada and abolish the bills. What is not recognized is that very large number of Americans do not like coins at all and don't carry them except for use in older parking meters. Quite often, any change gathered during the day is deposited in a jar and periodically taken to the bank for counting and deposit. I usually find that I deposit 30 or 40 dollars a month. -- James Silverton, Potomac I'm *not* |
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Citibank chip-and-pin cards
On Wed, 17 Aug 2011, Johannes Kleese wrote:
Rumors have it that people in the US still use cheques, like, on real paper and such Well, I do use cheques (2-3 per year) for some payments, here in Italy. Like e.g. a 4000 euro hotel bill (1 month full board for two persons). How else could I pay on-the-spot ? Considered that credit card payments are limited to 2600 euro per month; Bancomat card payments to even lower limits; I would not like to carry such an amount of cash with me, and I could withdraw from an ATM only 500 euro at a time (and I guess there is a monthly limit too), and the ATMs available in the resort are not my own bank's, so I should pay a fee of 2.7 eur per withdrawal. I could make an online bank transfer, but ideally from home/office not on the spot (I'd have to go to a public Internet point or use the hotel computer typing in all my home bank credentials, and I do not like the idea of doing that on a computer which is not mine, and where I could not erase all browser cache/history when I want). -- ---------------------------------------------------------------------- is a newsreading account used by more persons to avoid unwanted spam. Any mail returning to this address will be rejected. Users can disclose their e-mail address in the article if they wish so. |
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Citibank chip-and-pin cards
On 8/17/2011 8:39 AM, Giovanni Drogo wrote:
On Wed, 17 Aug 2011, Johannes Kleese wrote: Rumors have it that people in the US still use cheques, like, on real paper and such Well, I do use cheques (2-3 per year) for some payments, here in Italy. Like e.g. a 4000 euro hotel bill (1 month full board for two persons). How else could I pay on-the-spot ? Considered that credit card payments are limited to 2600 euro per month; Bancomat card payments to even lower limits; I would not like to carry such an amount of cash with me, and I could withdraw from an ATM only 500 euro at a time (and I guess there is a monthly limit too), and the ATMs available in the resort are not my own bank's, so I should pay a fee of 2.7 eur per withdrawal. I could make an online bank transfer, but ideally from home/office not on the spot (I'd have to go to a public Internet point or use the hotel computer typing in all my home bank credentials, and I do not like the idea of doing that on a computer which is not mine, and where I could not erase all browser cache/history when I want). It would be best to have established in advance that such a large single payment would be accepted but EUR 4000 should be well within a normal credit limit, wouldn't it? -- James Silverton, Potomac I'm *not* |
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Citibank chip-and-pin cards
In article ,
James Silverton wrote: This reminds me that the topic of abolishing the dollar bill in the US has arisen again with the repeated suggestion that the Treasury should do as in Canada and abolish the bills. What is not recognized is that very large number of Americans do not like coins at all and don't carry them except for use in older parking meters. Quite often, any change gathered during the day is deposited in a jar and periodically taken to the bank for counting and deposit. I usually find that I deposit 30 or 40 dollars a month. What's your source for the "very large number of Americans" who don't like coins? -- Neal Plotkin |
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Citibank chip-and-pin cards
On 8/17/2011 9:30 AM, Neal Plotkin wrote:
In , James wrote: This reminds me that the topic of abolishing the dollar bill in the US has arisen again with the repeated suggestion that the Treasury should do as in Canada and abolish the bills. What is not recognized is that very large number of Americans do not like coins at all and don't carry them except for use in older parking meters. Quite often, any change gathered during the day is deposited in a jar and periodically taken to the bank for counting and deposit. I usually find that I deposit 30 or 40 dollars a month. What's your source for the "very large number of Americans" who don't like coins? Personal observation but family and friends especially. -- James Silverton, Potomac I'm *not* |
#10
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Citibank chip-and-pin cards
On Wed, 17 Aug 2011 08:55:39 -0400, James Silverton
wrote: On 8/17/2011 8:39 AM, Giovanni Drogo wrote: On Wed, 17 Aug 2011, Johannes Kleese wrote: Well, I do use cheques (2-3 per year) for some payments, here in Italy. Like e.g. a 4000 euro hotel bill (1 month full board for two persons). How else could I pay on-the-spot ? Considered that credit card payments are limited to 2600 euro per month; Bancomat card payments to even lower It's been 10 years or more since I last used a cheque. Credit card payment is not limited to 2600 Euro/month. There's a limit set when you apply for a card (depending on income) but you can always negotiate a higher limit with the bank issueing the card. We have the option of increasing/decreasing the limit via our internetbanking system for a certain period of time also like holidays. You can even set it to increase the limit every year at the same time without human intervention. make an online bank transfer, but ideally from home/office not on the spot (I'd have to go to a public Internet point or use the hotel computer typing in all my home bank credentials, and I do not like the idea of doing that on a computer which is not mine, and where I could not erase all browser cache/history when I want). If you carry your own (well protected) laptop you could use internetbanking as a last resort depending on how secure the connection is. Wired internet in a large hotel or wireless (secured) in the middle of nowhere should be no problem to use the encrypted connection to your bank. It would be best to have established in advance that such a large single payment would be accepted but EUR 4000 should be well within a normal credit limit, wouldn't it? Should be. Bye Maurice -- Hamradio: ON4BAM http://www.on4bam.com/ Travelogues and Amateur radio http://blog.on4bam.com/blog/ |
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