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ROAD TRIP $$$
We'll be taking a 3+ week road trip this spring. In planning, my thoughts turn to $$$. We'll use a credit card for major purchases ( motel, gas ) Is there any reason to carry travelers checks any more ? How do you "stash your cash" to protect from theft ? Actually, since ATM's are "everywhere", is there even a reason to carry large amounts of cash ? ideas ?? rj |
#2
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ROAD TRIP $$$
"RJ" wrote in message ... We'll be taking a 3+ week road trip this spring. In planning, my thoughts turn to $$$. We'll use a credit card for major purchases ( motel, gas ) Is there any reason to carry travelers checks any more ? How do you "stash your cash" to protect from theft ? Actually, since ATM's are "everywhere", is there even a reason to carry large amounts of cash ? ideas ?? The only problem with relying on a single source of funds, be it ATM cards, credit cards or anything else is the problems that arise if its lost,stolen or swallowed by a machine. This was brought home to me several years ago when I had my wallet with my ATM card, credit card, charge card and cash stolen. Fortunately the charge card was from Amex and they were able to replace it immediately and advance me some cash otherwise I'd have been up the proverbial creek without a paddle. Since then I always stash cash, credit card and ATM card separately. A money belt works well for the cash IMHO Keith |
#3
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ROAD TRIP $$$
On Tue, 23 Mar 2004 15:48:49 -0000, "Keith Willshaw"
wrote: The only problem with relying on a single source of funds, be it ATM cards, credit cards or anything else is the problems that arise if its lost,stolen or swallowed by a machine. This was brought home to me several years ago when I had my wallet with my ATM card, credit card, charge card and cash stolen. Fortunately the charge card was from Amex and they were able to replace it immediately and advance me some cash otherwise I'd have been up the proverbial creek without a paddle. Since then I always stash cash, credit card and ATM card separately. Yep. And it's a good idea to have a couple of different credit cards and ATM cards and not carry them together. ************* DAVE HATUNEN ) ************* * Tucson Arizona, out where the cacti grow * * My typos & mispellings are intentional copyright traps * |
#4
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ROAD TRIP $$$
"RJ" wrote in message ... We'll be taking a 3+ week road trip this spring. In planning, my thoughts turn to $$$. We'll use a credit card for major purchases ( motel, gas ) Is there any reason to carry travelers checks any more ? NO. Many places don't accept them anymore. How do you "stash your cash" to protect from theft ? Any place you can think of to stash cash, the robbers already know about, so don't carry much on you and put what you leave behind in the hotel/motel safe. Actually, since ATM's are "everywhere", is there even a reason to carry large amounts of cash ? What still works for us in most areas is, instead of using the ATM, we go inside to a teller and make a withdrawal with our bank debit card & avoid the ATM charges. ideas ?? If you must take cash, put a little under the front floor mat, a little under the back floor mat, a little under the spare tire, a little tied in a bag up under the dash --- you get the idea. Just don't have it in your luggage because that helps maids make the payments on their Lincolns!! Tom J |
#5
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ROAD TRIP $$$
On Tue, 23 Mar 2004 09:59:30 -0500, "RJ"
wrote: We'll be taking a 3+ week road trip this spring. Make a list of all your credit cards numbers and the 800 phone numbers for each. Then stash that in an accessible location where you cna find it but onone else will. If the cards are lost or stolen you can protect yourself more quickly that way. I've know some people who request a second copy of their credit card and leave the cards at home with freinds. If you cards are lost - such as during an auto acciodent of falling off a boat, and you are certain they will not be abused, you can carry on by having the copies sent via overnight courier. . Actually, since ATM's are "everywhere", is there even a reason to carry large amounts of cash ? Depends on your definition of "large amounts." ATMs typically charge $1.5 per transaction and your home bank, depending on the state you live in, may do the same. In other words, that's 3% of every $100. But it's only 1.5% of every $200 and so on. So it makes sense to plan your cash needs for the day and take what you expect to need during that time. To complicate things, some free-standing ATMs in small shops in Manhattan, as one example, may charge $2 per transaction and then will not allow you to withdraw more than $100 or $200 in each transaction - thus socking it to you on the rate. Have a good trip. CaribeJoe - Moderator Non-commercial My Caribbean.Info Forums Free Caribbean Destination Directories Free advice from Travel Writers Post your own trip reports and photos Hotel and Air Deals and Rough Guide Reports http://www.mycaribbean.info |
#6
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ROAD TRIP $$$
You could look into one of the new types of cards available. Some are
prepaid visa cards (I found this on a quick search http://www.creditlovers.com/promo/pr...visa-card.html) or there are travelers cheques /credit cards --- I think they work like a debit/credit card and you have to have a pin to access them. Then, if they are lost or stolen, they are useless to the new owner. Hope that helps D "RJ" wrote in message ... We'll be taking a 3+ week road trip this spring. In planning, my thoughts turn to $$$. We'll use a credit card for major purchases ( motel, gas ) Is there any reason to carry travelers checks any more ? How do you "stash your cash" to protect from theft ? Actually, since ATM's are "everywhere", is there even a reason to carry large amounts of cash ? ideas ?? rj |
#7
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ROAD TRIP $$$
wrote in message s.com... On Tue, 23 Mar 2004 09:59:30 -0500, "RJ" wrote: We'll be taking a 3+ week road trip this spring. Make a list of all your credit cards numbers and the 800 phone numbers for each. Then stash that in an accessible location where you cna find it but onone else will. If the cards are lost or stolen you can protect yourself more quickly that way. Keep ALL your credit card receipts and go through your bill carefully when you return home. Chris |
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