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Cuba shafting VISA users with surcharge
BIG NOTE: This message does *not* concern the use (or rather, non-use) of
VISA cards drawn on american banks. That problem is well known. This different. We had an unsatisfactory situation in Cuba with VISA cards drawn on Canadian banks. My wife and I spent a week in Cuba, beginning November 24. This was our ninth time to the island, and fifth time to the Oriente province. We spent five days at the Brisas Sierra Mar resort, then spent the last two days in Santiago de Cuba. We wanted to purchase several excursions offered by the resort. The tour rep said we could pay for them with credit cards. We have done this multiple times before, and have never had a problem paying with VISA. It can take a bit longer due to phone problems getting a confirmation number, but everything is slow in Cuba, so what the hell. We have always paid for meals at hotels with visa. This is part of the convenience. This time, when we gave the rep our card, he said that there is an 11% surcharge to be added to the transaction. The reason he gave is that the Cuban government now wants to discourage use of american dollars, and so they have imposed a 10% penalty on their use. Since the Cuban government actually conducts all their international transactions in american dollars anyway, they decided to hit credit card transactions as well. This policy was enacted November 24, the day we left. No one had ever heard of it before that. Please don't bother replying to point out the lack of logic to the above-mentioned explanation. In terms of a transaction involving the VISA company, the cuban business, and the Canadian bank, the explanation *doesn't* make any sense. But that's how it was explained to me at the resort. A very similar explanation was given to me by a clerk at the front desk of the Casa Granda hotel in Santiago's main square. This new "policy" also contradicts resolution No. 80/2004 concerning the 10% surcharge on American dollars used in Cuba. but I guess that was last year. The bottom line is, bring lots of cash unless you're willing to bite that 11% surcharge on credit card purchases. Oh yeah, the weather was great. |
#2
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Cuba shafting VISA users with surcharge
Typically, if you work out the price you would have paid cash, converting
the cuban peso to Canadian, and then compare it to what's on your credit card bill, converting the US$ charge to Canadian, people find that there isn't really a difference. In short, the 11% isn't really a surcharge, it just represents the fact that they can't put a Cuban peso charge on a credit card (since there is no peso outside of Cuba), so they have to convert to US first. That's why a 50 peso excursion shows up as a $55.50US charge on your bill "James T Duhaime" wrote in message ... BIG NOTE: This message does *not* concern the use (or rather, non-use) of VISA cards drawn on american banks. That problem is well known. This different. We had an unsatisfactory situation in Cuba with VISA cards drawn on Canadian banks. My wife and I spent a week in Cuba, beginning November 24. This was our ninth time to the island, and fifth time to the Oriente province. We spent five days at the Brisas Sierra Mar resort, then spent the last two days in Santiago de Cuba. We wanted to purchase several excursions offered by the resort. The tour rep said we could pay for them with credit cards. We have done this multiple times before, and have never had a problem paying with VISA. It can take a bit longer due to phone problems getting a confirmation number, but everything is slow in Cuba, so what the hell. We have always paid for meals at hotels with visa. This is part of the convenience. This time, when we gave the rep our card, he said that there is an 11% surcharge to be added to the transaction. The reason he gave is that the Cuban government now wants to discourage use of american dollars, and so they have imposed a 10% penalty on their use. Since the Cuban government actually conducts all their international transactions in american dollars anyway, they decided to hit credit card transactions as well. This policy was enacted November 24, the day we left. No one had ever heard of it before that. Please don't bother replying to point out the lack of logic to the above-mentioned explanation. In terms of a transaction involving the VISA company, the cuban business, and the Canadian bank, the explanation *doesn't* make any sense. But that's how it was explained to me at the resort. A very similar explanation was given to me by a clerk at the front desk of the Casa Granda hotel in Santiago's main square. This new "policy" also contradicts resolution No. 80/2004 concerning the 10% surcharge on American dollars used in Cuba. but I guess that was last year. The bottom line is, bring lots of cash unless you're willing to bite that 11% surcharge on credit card purchases. Oh yeah, the weather was great. |
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Cuba shafting VISA users with surcharge
On Tue, 13 Dec 2005 00:40:09 -0500, "James T Duhaime"
wrote: BIG NOTE: This message does *not* concern the use (or rather, non-use) of VISA cards drawn on american banks. That problem is well known. This different. We had an unsatisfactory situation in Cuba with VISA cards drawn on Canadian banks. My wife and I spent a week in Cuba, beginning November 24. This was our ninth time to the island, and fifth time to the Oriente province. We spent five days at the Brisas Sierra Mar resort, then spent the last two days in Santiago de Cuba. We wanted to purchase several excursions offered by the resort. The tour rep said we could pay for them with credit cards. We have done this multiple times before, and have never had a problem paying with VISA. It can take a bit longer due to phone problems getting a confirmation number, but everything is slow in Cuba, so what the hell. We have always paid for meals at hotels with visa. This is part of the convenience. This time, when we gave the rep our card, he said that there is an 11% surcharge to be added to the transaction. damn James...who are you dealing with there...Communists or something? The reason he gave is that the Cuban government now wants to discourage use of american dollars, and so they have imposed a 10% penalty on their use. Since the Cuban government actually conducts all their international transactions in american dollars anyway, they decided to hit credit card transactions as well. This policy was enacted November 24, the day we left. No one had ever heard of it before that. Please don't bother replying to point out the lack of logic to the above-mentioned explanation. In terms of a transaction involving the VISA company, the cuban business, and the Canadian bank, the explanation *doesn't* make any sense. But that's how it was explained to me at the resort. A very similar explanation was given to me by a clerk at the front desk of the Casa Granda hotel in Santiago's main square. This new "policy" also contradicts resolution No. 80/2004 concerning the 10% surcharge on American dollars used in Cuba. but I guess that was last year. The bottom line is, bring lots of cash unless you're willing to bite that 11% surcharge on credit card purchases. Oh yeah, the weather was great. other than the VISA problem, did you enjoy real luxury for alot less pesos? Bill |
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