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kirjoitti viestissä ... On Sun, 30 Jan 2005 14:08:10 +0000, Who Goes There wgt@home wrote: Markku Grönroos wrote: "Who Goes There" wgt@nowhere kirjoitti viestissä ... Hi all I think I've decided to take some travellers cheques to Thailand with me in March and also a small amount of in Thai cash. I basically want to find the best value for money so does anyone know if it makes a difference if I get the cheques in $US or GBP? No it does not. Perhaps there is still a 23 baht tax fee per note but for 200 euro notes that is only 0.2% or so. Yes it does. If the OP is in the UK getting TCs in US$ will incur a currency exchange charge. If he doens't spend all of his TCs in Thailand (unlikely, I know) he'll then have to pay another currency exchnage charge to cash them in back in the UK. Shouldn't we all know this. Naturally he did not ask this but whether one of the two currencies has smaller exchange granulation over the other in Thailand. In this respect the two currencies are similar. So, if one of the two currencies is native then naturally one buys cheques for that currency. |
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On Sun, 30 Jan 2005 15:03:08 +0000, Who Goes There wgt@home wrote:
wrote: On Sun, 30 Jan 2005 14:08:10 +0000, Who Goes There wgt@home wrote: Markku Grönroos wrote: "Who Goes There" wgt@nowhere kirjoitti viestissä ... Hi all I think I've decided to take some travellers cheques to Thailand with me in March and also a small amount of in Thai cash. I basically want to find the best value for money so does anyone know if it makes a difference if I get the cheques in $US or GBP? No it does not. Perhaps there is still a 23 baht tax fee per note but for 200 euro notes that is only 0.2% or so. Yes it does. If the OP is in the UK getting TCs in US$ will incur a currency exchange charge. If he doens't spend all of his TCs in Thailand (unlikely, I know) he'll then have to pay another currency exchnage charge to cash them in back in the UK. thanks for this. I just know banks like to have charges here there and everywhere so now I know this I'll get them in GBP. Now to find somewhere that buys them back free of charge as I expect the bank will charge me to pay them into my account. They shouldn't do if you're paying a GBP traveler's cheque into a GBP bank account. A traveler's cheque is not really different from any other kind of cheque. They should be able to credit your account with its full face value and process it normally through the clearing system. Chris |
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"Hello bank. Thanks for your message, but no thanks. You charge exorbitant
amounts that is way beyond other banks. Please close my account and take your charges to where the sun don't shine." "Who Goes There" wgt@home wrote in message ... Hello Thank you for your message. When using your card overseas, two charges can apply. However you use it, you'll be charged a 2.75% overseas transaction charge (which will be included in the transaction on your statement). If you're getting cash with your card (either over the counter or at a cash machine) there's also a 2% (or at least £2) cash advance fee. The cash advance fee applies even if you're buying currency in this country, if you use a Visa debit or credit card. The best value is to buy the currency directly from us before you go. You can visit any of our branches, or we can send you the currency by post. Enjoy your trip! snip |
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PeterL wrote:
"Hello bank. Thanks for your message, but no thanks. You charge exorbitant amounts that is way beyond other banks. Please close my account and take your charges to where the sun don't shine." I'll be changing banks when it's convenient to do so. |
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"Who Goes There" wgt@home wrote in message ... PeterL wrote: "Hello bank. Thanks for your message, but no thanks. You charge exorbitant amounts that is way beyond other banks. Please close my account and take your charges to where the sun don't shine." I'll be changing banks when it's convenient to do so. Travelers checks have become a joke these days..don't you have an ATM card? |
#19
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"justme" kirjoitti viestissä ... "Who Goes There" wgt@home wrote in message ... PeterL wrote: "Hello bank. Thanks for your message, but no thanks. You charge exorbitant amounts that is way beyond other banks. Please close my account and take your charges to where the sun don't shine." I'll be changing banks when it's convenient to do so. Travelers checks have become a joke these days..don't you have an ATM card? Not in Thailand. I will build my travel budget mostly on them when visiting the kingdom next summer. |
#20
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justme wrote: "Who Goes There" wgt@home wrote in message ... PeterL wrote: "Hello bank. Thanks for your message, but no thanks. You charge exorbitant amounts that is way beyond other banks. Please close my account and take your charges to where the sun don't shine." I'll be changing banks when it's convenient to do so. Travelers checks have become a joke these days..don't you have an ATM card? Absolutely true. Particularly in Thailand. ATMs appear all over the place in malls, banks, store fronts, etc. Difficult to find a place that *doesn't* have an ATM. Traveler's checks are a thing of the past. Why give American Express your money to use for free? |
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