If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. |
|
|
Thread Tools | Display Modes |
#1
|
|||
|
|||
Rental Car Insurance
Does anyone have comments about the advisability of using the rental
car insurance provided by some gold card credit cards or an American Express platinum card? |
#2
|
|||
|
|||
"Ivan Skivar" wrote in message oups.com... Does anyone have comments about the advisability of using the rental car insurance provided by some gold card credit cards or an American Express platinum card? It depends on whether the idividual agencies is running a scam or not. Or on what kind of scam. I've had two negative experiences in the Caribbean. a) I declined the insurance at Thrifty. Upon returning the car a slight dent was found it its ROOF. The plane was about to leave so I paid the $250 repair estimate. After many tries I was never able to get a "Paid" receipt saying that the agency had the "damage" repaired. Of course the credit card insurance would not pay based on just an estimate. Thrifty in the USA wouldn't solve the problem, just sending my complaint to the Caribbean agency where the problem took place. I'm 99% sure this was a scam and that "damage" was used repeatedly. Who would look at the roof of a car for a slight depression before accepting it?. I do now. b) I took the insurance at Budget. Driver's side outside mirror was vanished from its holder. The replacement didn't require any tools and cost only slightly more than the $75 deductable. So I was out $75. I'm 90% sure this was a scam and people would steal the mirrors, sell them back to the rental agencies, which would then charge the customer to replace the mirror. So you can be the victim of a scam whether or not you take the insurance. |
#3
|
|||
|
|||
"Ivan Skivar" wrote:
Does anyone have comments about the advisability of using the rental car insurance provided by some gold card credit cards or an American Express platinum card? If you are renting in the U.S., rely on this and decline the rental agency's insurance. I've used CC coverage twice: In Miami, when a window was smashed in a theft attempt, and in Vegas, when Thrifty scammed me for pre-existing scrapes. Each time, it worked out well. I could have also submitted claims on my own insurance policy (as I had collision+comp), but they were within my deductable, so the CC paid up. If you are renting outside the U.S., check with the CC & your insurance agent to see if you are covered. Sometimes there is partial coverage that is part of a foreign rental, but I would pay fo full coverage, even if it means paying the rental agency more, 'cuz, as another poster pointed out, you could be scammed as you head for the airport. I paid for full coverage for a rental in Italy, and it gave me great piece of mind. =R= |
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Car Rental Insurance System in Australia? | RQ | Australia & New Zealand | 5 | January 27th, 2005 11:50 PM |
Insurance fails to pay up. | Miss L. Toe | Air travel | 49 | November 10th, 2004 08:47 AM |
Insurance fails to pay up. | Miss L. Toe | Europe | 57 | November 10th, 2004 08:47 AM |
Rental cars and insurance - cheaper options than CDW/LDW? | Dominic Kelly | USA & Canada | 8 | February 25th, 2004 04:28 PM |
Some Rental Cars Are Keeping Tabs on the Drivers | R.K. | USA & Canada | 100 | January 28th, 2004 06:44 PM |