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Do French ATMs Now Require Card with Chip?
A friend just back from France reports that his ATM card, from an
American bank, wouldn't work at any ATM in France because they all now require a smart ATM card with a chip. He said that this is a new standard going in all over Europe, but France is the only place that has completely converted. Can anyone corroborate this? Has anyone successfully used a U.S. ATM card in France in the past month or two, with or without a chip? I'm especially interested in BofA, because with their Platinum check/ATM card there is only a 1% exchange fee. I wonder if all U.S. ATM cards with chips will work in France? |
#2
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Do French ATMs Now Require Card with Chip?
Walt Bilofsky a écrit : A friend just back from France reports that his ATM card, from an American bank, wouldn't work at any ATM in France because they all now require a smart ATM card with a chip. He said that this is a new standard going in all over Europe, but France is the only place that has completely converted. Can anyone corroborate this? Has anyone successfully used a U.S. ATM card in France in the past month or two, with or without a chip? I'm especially interested in BofA, because with their Platinum check/ATM card there is only a 1% exchange fee. I wonder if all U.S. ATM cards with chips will work in France? I used a card everywhere here in France that drew on a US bank account until about a year ago. The card had no chip. |
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Do French ATMs Now Require Card with Chip?
"Cochon Capitaliste" wrote:
I used a card everywhere here in France that drew on a US bank account until about a year ago. The card had no chip. Yes, my cards worked fine in France last year too. My friend said this change was effective February 2006, according to signs on some of the ATMs. |
#4
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Do French ATMs Now Require Card with Chip?
No signs on my ATM
"Walt Bilofsky" a écrit dans le message de news: ... "Cochon Capitaliste" wrote: I used a card everywhere here in France that drew on a US bank account until about a year ago. The card had no chip. Yes, my cards worked fine in France last year too. My friend said this change was effective February 2006, according to signs on some of the ATMs. |
#5
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Do French ATMs Now Require Card with Chip?
Runge wrote: No signs on my ATM There is a sign that says "Go away gRunge"... -- Best Greg "Walt Bilofsky" a écrit dans le message de news: ... "Cochon Capitaliste" wrote: I used a card everywhere here in France that drew on a US bank account until about a year ago. The card had no chip. Yes, my cards worked fine in France last year too. My friend said this change was effective February 2006, according to signs on some of the ATMs. |
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Do French ATMs Now Require Card with Chip?
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#7
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Do French ATMs Now Require Card with Chip?
On 12/07/06 9:01, in article , "Earl Evleth"
wrote: Correction I also used my US based card just a few days ago. However, if somebody is using his odd lot Credit Union card it might not work. I don't even know if Amex is generally accepted, but anything with a Visa on it or Mastercard will work. I also have a French card with a chip, neither card has ever been rejected in Europe or the USA. We could not find an ATM machine which took Mastercard in Ghana. However, Barclays in Accra would use the card but write it up as purchase. We never had a problem in the Caribbean islands however in Cuba, US based cards are not accepted but European based cards are. From http://www.acrosscuba.com/index.php?L=3&B=36 "We strongly recommend visa (credit card) in cubans ATM or debit card(visa electron) you can withdraw up to 40 bills at once in any denomination of pesos convertibles. this will work in cuba atm as long as they are issued by a NON american bank. |
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Do French ATMs Now Require Card with Chip?
Earl Evleth wrote: On 12/07/06 9:01, in article , "Earl Evleth" wrote: Correction I also used my US based card just a few days ago. However, if somebody is using his odd lot Credit Union card it might not work. I don't even know if Amex is generally accepted, but anything with a Visa on it or Mastercard will work. I also have a French card with a chip, neither card has ever been rejected in Europe or the USA. We could not find an ATM machine which took Mastercard in Ghana. However, Barclays in Accra would use the card but write it up as purchase. We never had a problem in the Caribbean islands however in Cuba, US based cards are not accepted but European based cards are. From http://www.acrosscuba.com/index.php?L=3&B=36 "We strongly recommend visa (credit card) in cubans ATM or debit card(visa electron) you can withdraw up to 40 bills at once in any denomination of pesos convertibles. this will work in cuba atm as long as they are issued by a NON american bank. Interesting: http://www.cuba-solidarity.org/cubas...p?ArticleID=13 British credit cards hit by US sanctions / 22 October 2002 Cuba Si The magazine of CSC By Stephen Wilkinson "British tourists travelling to Cuba are being prevented from using their credit cards because of the US blockade, it has emerged. HFC, Beneficial and Marbles - the card brands of the US finance company Household International - wrote to their British holders in August telling them that their cards will not be valid in Cuba. Two CSC members were among the estimated two million customers who received the warning on their monthly statement. Thanks to their timely pro-tests, CSC alerted the media and the story made the Financial Times on August 28th. Zelda Robinson was particularly angered because her card is an affinity card issued in the name of the Consumers' Association. She wrote a letter of complaint to Which? Her statement, like all the others read: 'Due to US government restrictions applicable to us, please do not use your card in Cuba as the transaction will not be processed.' Zelda told CubaSi: 'I was appalled that the current US administration can interfere to this extent with my freedom and told them so.' The matter is serious because it has also emerged that the British subsidiaries of other US banks are also blocking transactions in Cuba by their customers. It could be that more than one in five UK cards cannot be used on the island. Even cards from major British banks such as Abbey National and Alliance & Leicester cannot be used there because they are outsourced to MBNA, the US card issuer that claims 14 per cent of the UK market. 'What we are telling card-holders is that their cards will not be able to be used in Cuba and this is because of an American directive,' said Martin Rutland, communications director of HFC. MBNA told the Financial Times that it had no option but to refuse transactions with Cuba. 'We are not doing this by choice. We are bound by US law.' Vincent Cable, Liberal Democrat spokesman for trade and industry, was quoted by the FT as saying it was 'clearly unacceptable' that US sanctions should hit Britons. 'It means whenever America has a bilateral quarrel, it hits UK and European interests. What is clearly needed is a multilateral agreement to stop unforeseen consequences of extra-territorial legislation.' It is not clear why this ruling has been suddenly brought into effect. Presumably these cards have been used in Cuba in the past, so why they have suddenly been targeted would be interesting to find out. No one at the banks would say, but it would most likely be an assertion of the ban on subsidiary trade with Cuba in the 1992 Torricelli Law. This law was condemned outright as extra-territorial and illegal by the Major Government at the time it was passed. International law expert Keith Ewing told CubaSi: 'This is an outrageous example of extra-territoriality and should be condemned. It is also a nonsense. Why should Cuba be singled out for this treatment? Presumably these cards could be used in Baghdad right now, so why not Havana?.' CSC wrote to the minister reposnsible for the Caribbean at the DTI, Baroness Symons of Vernham Dean, and got the following reply: 'The Government's understanding is that this is situation is a contractual matter between consumers and pro- viders. In this case there does not seem to be an extra territorial application of US law.' In other words: the government intends to do nothing about this. CSC members should write letters of protest to the companies concerned and copy them to their MPs." / |
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Do French ATMs Now Require Card with Chip?
On 12/07/06 9:36, in article
, "Gregory Morrow" wrote: British credit cards hit by US sanctions / 22 October 2002 This was dated over 3 years ago. The times I have gone (all visits were official) I used a French based Visa card on a medium size French only bank. The bank is now owned by a large international bank which has offices in the US. I certainly would check with one's bank and not assume it is good. The problem of getting correct information, since the teller might say anything and even if one talks with some lower member of the administrative staff one can be mislead. I would think foreign countries could just control by law what banks on their territory do in this regard. If there is a conflict of jurisdiction some international court can settle the dispute. The EU is powerful enough to impose its will on such matters. |
#10
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Do French ATMs Now Require Card with Chip?
Earl Evleth wrote:
On 11/07/06 20:14, in article , "Walt Bilofsky" wrote: A friend just back from France reports that his ATM card, from an American bank, wouldn't work at any ATM in France because they all now require a smart ATM card with a chip. I regularly use an American based Mastercard, no problem. Is that a Mastercard credit card, or an ATM card linked to a bank account which also works as a debit card in making purchases? |
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