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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
Was travelling back through Germany two days ago and because I had
mistakenly booked a hotel that didn't accept cards and had spent all of my stash of Euro on an unexpected (unavoidable emergency) purchase I needed to get some Euro in a hurry. So went to the ATM and the bloody thing would only give me 50 Euro. Thought that it was because it was out of cash so I tried the one next to it with the same result. Then I noticed a sticker on it stating that "VISA" were restricting withdrawals to 50E. What's that all about? And what flipping use is 50 Euro a time. I'd be going to the machine every day with that restriction. Something which I really hate doing. Not to mention getting the charged minimum fee on my card for such a trivial amount (yes Visa, 50 Euro is a trivial amount!) Is it just this particular bank (Sparkassa) or a general rule? tim |
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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
"tim...." wrote:
Was travelling back through Germany two days ago and because I had mistakenly booked a hotel that didn't accept cards and had spent all of my stash of Euro on an unexpected (unavoidable emergency) purchase I needed to get some Euro in a hurry. So went to the ATM and the bloody thing would only give me 50 Euro. Thought that it was because it was out of cash so I tried the one next to it with the same result. Then I noticed a sticker on it stating that "VISA" were restricting withdrawals to 50E. What's that all about? And what flipping use is 50 Euro a time. I'd be going to the machine every day with that restriction. Something which I really hate doing. Not to mention getting the charged minimum fee on my card for such a trivial amount (yes Visa, 50 Euro is a trivial amount!) Is it just this particular bank (Sparkassa) or a general rule? tim Sounds local. In late April i encountered a similar problem in Kelheim: the hotel's card machine was not working, so since I had to use the ATM and had a week to go, I just asked it for 400 Euro. No problem. My VISA is a debit card. Could that be the difference? -- Erilar, biblioholic medievalist with iPad |
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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
"Erilar" wrote in message ... "tim...." wrote: Was travelling back through Germany two days ago and because I had mistakenly booked a hotel that didn't accept cards and had spent all of my stash of Euro on an unexpected (unavoidable emergency) purchase I needed to get some Euro in a hurry. So went to the ATM and the bloody thing would only give me 50 Euro. Thought that it was because it was out of cash so I tried the one next to it with the same result. Then I noticed a sticker on it stating that "VISA" were restricting withdrawals to 50E. What's that all about? And what flipping use is 50 Euro a time. I'd be going to the machine every day with that restriction. Something which I really hate doing. Not to mention getting the charged minimum fee on my card for such a trivial amount (yes Visa, 50 Euro is a trivial amount!) Is it just this particular bank (Sparkassa) or a general rule? tim Sounds local. In late April i encountered a similar problem in Kelheim: the hotel's card machine was not working, so since I had to use the ATM and had a week to go, I just asked it for 400 Euro. No problem. My VISA is a debit card. Could that be the difference? I only get cash on a debit card - the fees on that are high enough :-( tim |
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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
"tim...." wrote in message ... "Erilar" wrote in message ... "tim...." wrote: Was travelling back through Germany two days ago and because I had mistakenly booked a hotel that didn't accept cards and had spent all of my stash of Euro on an unexpected (unavoidable emergency) purchase I needed to get some Euro in a hurry. So went to the ATM and the bloody thing would only give me 50 Euro. Thought that it was because it was out of cash so I tried the one next to it with the same result. Then I noticed a sticker on it stating that "VISA" were restricting withdrawals to 50E. What's that all about? And what flipping use is 50 Euro a time. I'd be going to the machine every day with that restriction. Something which I really hate doing. Not to mention getting the charged minimum fee on my card for such a trivial amount (yes Visa, 50 Euro is a trivial amount!) Is it just this particular bank (Sparkassa) or a general rule? tim Sounds local. In late April i encountered a similar problem in Kelheim: the hotel's card machine was not working, so since I had to use the ATM and had a week to go, I just asked it for 400 Euro. No problem. My VISA is a debit card. Could that be the difference? I only get cash on a debit card - the fees on that are high enough :-( tim I have two credit cards. One of them I load up with cash before leaving home and so can use it as a debit card. The other I use for normal transactions. Works for me. I hope this 50 Euro limit is not applicable in the Netherlands or in Canada (going there in August and September). Gerrit - Oz |
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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
On Thu, 31 May 2012 11:56:01 +0100, "tim...."
wrote: Then I noticed a sticker on it stating that "VISA" were restricting withdrawals to 50E. Is it just this particular bank (Sparkassa) or a general rule? I took 260 Euro out on my Visa in Berlin 12/5. |
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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
"Martin" wrote in message ... On Fri, 1 Jun 2012 15:23:59 +0800, "Gerrit" wrote: "tim...." wrote in message ... "Erilar" wrote in message ... "tim...." wrote: Was travelling back through Germany two days ago and because I had mistakenly booked a hotel that didn't accept cards and had spent all of my stash of Euro on an unexpected (unavoidable emergency) purchase I needed to get some Euro in a hurry. So went to the ATM and the bloody thing would only give me 50 Euro. Thought that it was because it was out of cash so I tried the one next to it with the same result. Then I noticed a sticker on it stating that "VISA" were restricting withdrawals to 50E. What's that all about? And what flipping use is 50 Euro a time. I'd be going to the machine every day with that restriction. Something which I really hate doing. Not to mention getting the charged minimum fee on my card for such a trivial amount (yes Visa, 50 Euro is a trivial amount!) Is it just this particular bank (Sparkassa) or a general rule? tim Sounds local. In late April i encountered a similar problem in Kelheim: the hotel's card machine was not working, so since I had to use the ATM and had a week to go, I just asked it for 400 Euro. No problem. My VISA is a debit card. Could that be the difference? I only get cash on a debit card - the fees on that are high enough :-( tim I have two credit cards. One of them I load up with cash before leaving home and so can use it as a debit card. The other I use for normal transactions. Works for me. I hope this 50 Euro limit is not applicable in the Netherlands or in Canada It certainly doesn't apply to UK. (going there in August and September). Your annual pilgrimage to Pernis? :-) Gerrit - Oz -- Martin Actually don't go there often. As you are no doubt aware there isn't much to see there. I'm glad my folks fled to Australia. Going to see my wife's father (94) and then on to Canada for a wedding anniversary celebration with all the kids. One lives in Sweden, 3 in Canada and 1 in Oz. They will all be in Ontario for the event. Gerrit - Oz |
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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
tim.... wrote:
"Erilar" wrote in message ... "tim...." wrote: Was travelling back through Germany two days ago and because I had [] Is it just this particular bank (Sparkassa) or a general rule? tim Sounds local. In late April i encountered a similar problem in Kelheim: the hotel's card machine was not working, so since I had to use the ATM and had a week to go, I just asked it for 400 Euro. No problem. My VISA is a debit card. Could that be the difference? I only get cash on a debit card - the fees on that are high enough :-( Tangentially, what bank are you using? I have fairfx euro, sterling and dollar cards- while not as cheap as Nationwide (which was practically free) when they had excellent rates, they're far cheaper than my regular bank (RBS)- and I've found them very reliable, using them in various European countries, USA and as far afield as India and Peru. The euro card is particularly good value for me- the exchange rate has around 1.5-2% commission, and there's a ¤1.50 charge for cash withdrawals (I take large amounts, e.g. 450 euro in Ghent over the weekend.) However, when you use the card as a debit card for purchases in euro (or dollars) when they are the local currency there is no charge. They are pre-paid cards, so that's where much of the money is made I imagine (you get no interest)- and they are very quick to charge, takes a few seconds online, and the money is available in minutes. David -- (*) of the royal duchy of city south and deansgate www.davidhorne.net (email address on website) "[Do you think the world learned anything from the first world war?] No. They never learn." -Harry Patch (1898-2009) |
#10
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Beware - Visa Only "allowed" 50 Euro from ATM in Germany
Martin wrote:
On Fri, 1 Jun 2012 15:23:59 +0800, "Gerrit" wrote: [] I have two credit cards. One of them I load up with cash before leaving home and so can use it as a debit card. The other I use for normal transactions. Works for me. I hope this 50 Euro limit is not applicable in the Netherlands or in Canada It certainly doesn't apply to UK. It seems a bit of a moveable feast in various countries. As I have a pretty good value euro card, but with a ¤1.50 fee, I like to take out large amounts when I travel. ATMs I tried in Spain limited me to ¤300 a day, but other countries have been higher (and I haven't encountered one lower, at least in euro-land.) David -- (*) of the royal duchy of city south and deansgate www.davidhorne.net (email address on website) "[Do you think the world learned anything from the first world war?] No. They never learn." -Harry Patch (1898-2009) |
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