ATMs in Thailand

We have had good experience with Citibank ATMs in Brazil but apparently
they are not in Thailand....anyone aware of American banks that offer
good ATM rates for debit cards, in Thailand?

elliot wrote:
We have had good experience with Citibank ATMs in Brazil but apparently
they are not in Thailand....anyone aware of American banks that offer
good ATM rates for debit cards, in Thailand?

My Citibank card has always worked well in Thailand. There are a few
Citibank machines but not many, but you'll get good rates at any machine.

miguel
--
Hit The Road! Photos and tales from around the world: http://travel.u.nu

??

An American card will access most ATM's in Thaiiland, nearly all of which
are owned and operated by Thai Banks!! Most are affiliated with Maestro,
Plus, Cirrus etc etc

It's the affiliations that matter - not who owns the machine. In most of the
world there are very few US Banks.



"elliot" wrote in message
...
We have had good experience with Citibank ATMs in Brazil but apparently
they are not in Thailand....anyone aware of American banks that offer
good ATM rates for debit cards, in Thailand?

"elliot" wrote in message
...
We have had good experience with Citibank ATMs in Brazil but apparently
they are not in Thailand....anyone aware of American banks that offer
good ATM rates for debit cards, in Thailand?


Why do you have to use an American bank? The cash dispensed by other banks
is just as good.

perhaps I didnt explain well.
My experience with Citibank i n Brazil was using a citibanbk ATM the
exchange rate was great and with no additional charge.
and although my Citibank debit card will work I am unsure of how I will
be charged by ATMs other than Citibanks.
Citi allows 5 times a month,using other ATMs with no charge...but its
possible the bank owning the ATM will charge me

elliot wrote:
perhaps I didnt explain well.
My experience with Citibank i n Brazil was using a citibanbk ATM the
exchange rate was great and with no additional charge.
and although my Citibank debit card will work I am unsure of how I will
be charged by ATMs other than Citibanks.
Citi allows 5 times a month,using other ATMs with no charge...but its
possible the bank owning the ATM will charge me

No they won't. ATMs in banks in Thailand don't charge a fee. That's largely
an American habit.

miguel
--
Hit The Road! Photos and tales from around the world: http://travel.u.nu

elliot wrote:
perhaps I didnt explain well.
My experience with Citibank i n Brazil was using a citibanbk ATM the
exchange rate was great and with no additional charge.
and although my Citibank debit card will work I am unsure of how I will
be charged by ATMs other than Citibanks.
Citi allows 5 times a month,using other ATMs with no charge...but its
possible the bank owning the ATM will charge me

I also have a Citibank account here in Germany and can withdraw money
abroad with no fees.
When I withdraw money abroad from another ATM there is a fee of 3.50
Euro, while the exchange rate is the same.
--

Alfred Molon

http://www.molon.de/Galleries.htm - Photos from Myanmar, Brunei,
Malaysia, Thailand, Laos, Cambodia, Nepal, Egypt, Austria, Budapest and
Portugal

On Mon, 10 May 2004 13:09:06 -0400, (elliot) wrote:

We have had good experience with Citibank ATMs in Brazil but apparently
they are not in Thailand....anyone aware of American banks that offer
good ATM rates for debit cards, in Thailand?

There is a Citibank branch in Bangkok, but you shouldn't need to rely
on just American banks to withdraw money from. You can use your ATM
card at any bank whose machines display the Cirrus (MasterCard) or
Plus (Visa) symbols, depending on which of those networks your card is
affiliated with.

Chris

On Tue, 11 May 2004 13:03:55 -0400, (elliot) wrote:

perhaps I didnt explain well.
My experience with Citibank i n Brazil was using a citibanbk ATM the
exchange rate was great and with no additional charge.
and although my Citibank debit card will work I am unsure of how I will
be charged by ATMs other than Citibanks.
Citi allows 5 times a month,using other ATMs with no charge...but its
possible the bank owning the ATM will charge me

Its very unusual for an ATM to make a charge for using a card issued
overseas. Some machines in the US do that, but I don't think any in
Thailand do. Also, the exchange rate is set by the bank that issues
your card, not the operator of the ATM, so the rate will be unaffected
by which machine you use.

The bank whose ATM you are using makes no charge. Your bank is the only one
which will charge. The exception is when using 'private' ATM's. They're
rare, even in the USA; I've never seeen one in Thailand.

When you use a foreign ATM the exchange rate you get is usually the
wholesale interbank rate for the day. In addition there's a commission of
between 1% and 3% depending on YOUR bank; and a fee YOUR bank may charge for
use of a foreign bank's ATM - Even so ATM's are nearly always better than
Traveller's Cheques and money changers.



"elliot" wrote in message
...
perhaps I didnt explain well.
My experience with Citibank i n Brazil was using a citibanbk ATM the
exchange rate was great and with no additional charge.
and although my Citibank debit card will work I am unsure of how I will
be charged by ATMs other than Citibanks.
Citi allows 5 times a month,using other ATMs with no charge...but its
possible the bank owning the ATM will charge me