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#11
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Travel insurance for Senior's
"Derek F" wrote in message ... "Alec" wrote in message ... "Derek F" wrote in message ... Any recommendations for annual travel insurance for a couple approaching 70? Last years European cover (with Preferential) of £118 is now going up to £153 and this year we need Worldwide. No major health problems, last year my controlled hypertension and acid reflux was included in the quote. Since then a small aortic aneurysm has been discovered which will be measured again in 18 months and my blood sugar has gone up to 7.3 which medicine by numbers says is Diabetic as the normal limit is 7.1! When I asked my doctor what to say to an insurance company, he said "Tell them nothing, none of it is really a factor" For those aged 70-74, Which? recommends annual policy for those with medical conditions: insureandgo £125 www.halifax.co.uk/insurance £140. For 75+ (for future reference): www.americanexpress.co.uk/travelquote £158 (no max age) Alec |
#12
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Travel insurance for Senior's
Derek F wrote:
"Alec" wrote in message ... "Derek F" wrote in message ... Any recommendations for annual travel insurance for a couple approaching 70? Last years European cover (with Preferential) of £118 is now going up to £153 and this year we need Worldwide. No major health problems, last year my controlled hypertension and acid reflux was included in the quote. Since then a small aortic aneurysm has been discovered which will be measured again in 18 months and my blood sugar has gone up to 7.3 which medicine by numbers says is Diabetic as the normal limit is 7.1! When I asked my doctor what to say to an insurance company, he said "Tell them nothing, none of it is really a factor" Recent report in Which? recommends the following as good for world-wide annual cover for 65-69 year olds, with quote: I will soon be 70. www.annualcoverdirect.co.uk £54 Age limit 69 www.marksandspencer.com/travelinsurance £63 Marks & Spencer Travel Insurance has no age limit for single trip cover. However, their annual multi trip product is not available to persons aged over 70 www.goldfish.com £83 Goldfish does not do travel insurance except by phone www.insureandgo.com £85 Their quote without any medical conditions £109.40 per person. National Australia Group £89 from Clydesdale, Northern and Yorkshire Bank. I will enquire at my local Clydesdale. Derek. What did Lloyds TSB Quote you? Jan |
#13
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Travel insurance for Senior's
"Jan" wrote in message ... Derek F wrote: "Alec" wrote in message ... "Derek F" wrote in message ... Any recommendations for annual travel insurance for a couple approaching 70? Last years European cover (with Preferential) of £118 is now going up to £153 and this year we need Worldwide. No major health problems, last year my controlled hypertension and acid reflux was included in the quote. Since then a small aortic aneurysm has been discovered which will be measured again in 18 months and my blood sugar has gone up to 7.3 which medicine by numbers says is Diabetic as the normal limit is 7.1! When I asked my doctor what to say to an insurance company, he said "Tell them nothing, none of it is really a factor" Recent report in Which? recommends the following as good for world-wide annual cover for 65-69 year olds, with quote: I will soon be 70. www.annualcoverdirect.co.uk £54 Age limit 69 www.marksandspencer.com/travelinsurance £63 Marks & Spencer Travel Insurance has no age limit for single trip cover. However, their annual multi trip product is not available to persons aged over 70 www.goldfish.com £83 Goldfish does not do travel insurance except by phone www.insureandgo.com £85 Their quote without any medical conditions £109.40 per person. National Australia Group £89 from Clydesdale, Northern and Yorkshire Bank. I will enquire at my local Clydesdale. Derek. What did Lloyds TSB Quote you? Jan Not tried them yet after a very nasty experience on a property insurance claim on a policy taken out with them through Goldfish!!! We were flooded in May 2002 and put in a claim, they promptly sent an insurance assessor and they authorised work to go ahead and for us to rent temporary accommodation. After six weeks of builders working on the property and no money from Lloyds TSB for the rent we had been paying despite constant reminders to the assessors they suddenly announced during a phone call to them that my policy had been cancelled as I had not paid the premium despite them having sent me two reminders (not received) My credit card had not been debited for the premium for the policy renewed in March of that year although I had received the new policy documents. As the amount was not on my April statement I had sent a cheque to Goldfish with a covering letter as we were going on holiday in late April. In May I had phoned Goldfish as my next statement showed me in credit, they said that TSB were often slow in taking payments. I suggested to TSB that as all phone calls are recorded that they should get Goldfish to check them for the day that I made the payment. They phoned back to say that the Goldfish operator had keyed in a wrong digit for my credit card number and that the policy was now valid. Building work was eventually finished, new carpets laid and household appliances replaced when I got a frantic call from the builder to say that the insurance assessors who had by now been paid by TSB had gone into receivership. Eventually TSB had to appoint new assessors to handle the 1000's of claims and pay out again. I hate to be stranded abroad wondering if Goldfish or TSB had got the paperwork right this time:-) Derek. |
#14
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Travel insurance for Senior's
"Jan" wrote in message ... Derek F wrote: Any recommendations for annual travel insurance for a couple approaching 70? Last years European cover (with Preferential) of £118 is now going up to £153 and this year we need Worldwide. No major health problems, last year my controlled hypertension and acid reflux was included in the quote. Since then a small aortic aneurysm has been discovered which will be measured again in 18 months and my blood sugar has gone up to 7.3 which medicine by numbers says is Diabetic as the normal limit is 7.1! When I asked my doctor what to say to an insurance company, he said "Tell them nothing, none of it is really a factor" Derek. My mother (age 73) was quoted £189.05 for single person worldwide cover with Preferential ( this includes 5% discount for no claims). LLoyds TSB have quoted £111.77 for the same level of cover, Ph. 0800 072 3321. Eagle star also are supposed to be reasonably priced for senior cover, though I haven't got through to them yet, Ph 0800 555 200 HTH Jan I went for the Lloyds TSB option which cost £202.40 for a couple (Worldwide) which is slightly better than your mothers rate. The only thing that they would not cover me for was Acid Reflux as the doctor had changed the medication that I take for it March. They do not cover any condition where the medication has been changed in the past six months. Strange as this is the most effective of the five proton pump inhibitors that I have had! Derek. |
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