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#31
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"Alfred Molon" kirjoitti viestissä ... In article , Markku Grönroos says... Bull. Cheques are as safe as money can be. As said before many of us have cards which are not replaceable decently like TCs. That's why you should carry a backup card. When I travel with my wife, we have each an ATM card and each a credit card. With the credit card it is still possible to get cash, should both ATM cards disappear or stop working. This is one decision to survive. However, there are some faults in it. When you travel solo, you obviously carry all the belongings along. Then two cards can vanish about as easily one of them. Truly, I am after replaceable source of money. TCs are a comfortable choice for me (actually I do carry plastic to tease ATMs and vendors) for that purpose. I sleep my nights better. When I shall have access to cards which are quickly replaceable abroad, I will leave TCs for good. |
#32
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Markku Gr=F6nroos wrote: "Tchiowa" kirjoitti viestiss=E4 oups.com... Absolutely true. Particularly in Thailand. ATMs appear all over the place in malls, banks, store fronts, etc. Difficult to find a place that *doesn't* have an ATM. Traveler's checks are a thing of the past. Traveller's cheques are still used widely and they have by no means died out. They are especially suitable for those of us who are not provided fast replacement of lost/damaged plastic when travelling abroad. Naturally once can use plastic to get cash. However, by far more handy they are for buying services. It is easy to replace an ATM than a lost traveller's check. It's also cheaper. The card is smaller and easier to keep on you (less chance of loss or theft). Time to join the 21st century. |
#33
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"Alfred Molon" schrieb im Newsbeitrag ... TCs can get stolen or lost. Have you ever heard that TCs are replaced within 24h? At least the advertisements say so... I really don't know how fast a debit/credit card can be replaced... Besides it's a bit dumb to carry thousands of Euro in TCs with you. Why? It's better to use an ATM card, which allows you to withdraw the cash you need when you need it. ATM cards can be stolen or lost like TCs. You don't have an ATM handy when you need one, e.g. on islands like Koh Muk. TCs don't need electricity, just paper and a pen. You don't have to plan in advance how much money you will spend on your journey. There may be some people who actually *want* to plan how much money they will spend during their holidays. Not everyone has a gold/platinum card together with an appropriate bank account. My base: TC For unplanned expenses: Maestro Works fine for me and I feel safe. cu, tmo |
#34
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"Tchiowa" kirjoitti viestissä ups.com... It is easy to replace an ATM than a lost traveller's check. It's also Perhaps syphilis is eating your brain away. Tell me where I can get this card then |
#35
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Markku Grönroos wrote:
"Tchiowa" kirjoitti: It is easy to replace an ATM than a lost traveller's check. It's also Perhaps syphilis is eating your brain away. Tell me where I can get this card then I've had to replace travelers checks once, and an ATM card twice. Not a huge sample set, to be sure. Replacing the travelers checks involved several international phone calls at my expense (because it was on a weekend and the in-country office was only open Monday-Friday) and about a half-day of traveling to get to the nearest American Express office that had the special power of check replacement, on Monday when it opened. Replacing the Citibank ATM card required a reverse-charges (free for me) phone call to a 24-7-365 number, and it was delivered to my hotel within 48 hours. miguel -- Hit The Road! Photos from 35 countries on 5 continents: http://travel.u.nu |
#36
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"Miguel Cruz" kirjoitti viestissä ... Replacing the travelers checks involved several international phone calls at my expense (because it was on a weekend and the in-country office was only open Monday-Friday) and about a half-day of traveling to get to the nearest I have been involved once and no international calls were required. Actually I didn't make any calls myself. All decisions were made in Bangkok (I was on Phuket myself). American Express office that had the special power of check replacement, on Monday when it opened. American Express office in Bangkok (which is wired to several places around the kingdom) keeps open all the time. Replacing the Citibank ATM card required a reverse-charges (free for me) phone call to a 24-7-365 number, and it was delivered to my hotel within 48 hours. I don't have such a card myself. |
#37
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Markku Grönroos wrote:
"Miguel Cruz" kirjoitti: Replacing the travelers checks involved several international phone calls at my expense (because it was on a weekend and the in-country office was only open Monday-Friday) and about a half-day of traveling to get to the nearest American Express office that had the special power of check replacement, on Monday when it opened. I have been involved once and no international calls were required. Actually I didn't make any calls myself. All decisions were made in Bangkok (I was on Phuket myself). Thanks for that helpful tip. I have made a note in my dayplanner to make sure that next time I want to lose my travelers checks, I do it on Phuket. miguel -- Hit The Road! Photos from 35 countries on 5 continents: http://travel.u.nu |
#38
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"Thomas 'tmo' Endt" reminded me... There may be some people who actually *want* to plan how much money they will spend during their holidays. Not everyone has a gold/platinum card together with an appropriate bank account. I know that I have a 'Platinum' card (and account), but I sure don't have the money to back it up . . . . I usually take enough money in Baht to see me through the first 2 weeks, because my trip dates normally mean that at that point my salary goes in again and allows me to draw enough to keep me going for the rest of the visit. It's amazing how long a 10,000B withdrawal lasts . . . . I've never used TC - but I learned my lesson about cash on my first visit having fallen victim to the 'spiked drink' scam - and deposit the majority somewhere secure. So now I only carry what I reckon I'll need for the day. Next visit, I'll be opening an account with a Thai bank and set up a regular funds transfer into it, so when I go the cash'll be available when I need it. It won't suit everyone, but if you are a regular visitor and have someone you trust who can give an address, it probably is the safest way to do it. _______ Geoff B |
#39
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On Tue, 1 Feb 2005 08:53:00 -0800, "justme" wrote:
"Markku Grönroos" wrote in message ... "Tchiowa" kirjoitti viestissä oups.com... You will pay a small fee to cash traveller's checks in Thailand. And it's becoming harder and harder to find places that will cash them. Most banks will buy them alright. And most banks now say "whats a travelers check" My mother gave me some travelers checks when she visited me in Manila. She countersigned each check and wrote my name as the payee, so I expected to be able to pay them into my bank account without any problems. To my surprise, the bank refused to accept them, saying they could not accept travelers checks from anyone other than the person who originally bought them. Apparently there is now so much travelers check fraud that many banks just don't want to touch them at all. I was eventually able to pay the into another account I held elsewhere. It certainly doesn't instill much confidence in travelers checks knowing they have such limited acceptability. Chris |
#40
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On Tue, 1 Feb 2005 20:13:58 +0200, "Markku Grönroos"
wrote: "Alfred Molon" kirjoitti viestissä m... In article , Markku Grönroos says... Bull. Cheques are as safe as money can be. As said before many of us have cards which are not replaceable decently like TCs. That's why you should carry a backup card. When I travel with my wife, we have each an ATM card and each a credit card. With the credit card it is still possible to get cash, should both ATM cards disappear or stop working. This is one decision to survive. However, there are some faults in it. When you travel solo, you obviously carry all the belongings along. Then two cards can vanish about as easily one of them. Truly, I am after replaceable source of money. TCs are a comfortable choice for me (actually I do carry plastic to tease ATMs and vendors) for that purpose. I sleep my nights better. When I shall have access to cards which are quickly replaceable abroad, I will leave TCs for good. Likewise, if you lose your record of the serial numbers of your TCs they will also be impossible to replace. You can just as easily get the TC receipt stolen as you can a backup ATM card. Chris |
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