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Beware - Visa Only "allowed" 50 Euro from ATM in Germany



 
 
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  #1  
Old May 31st, 2012, 11:56 AM posted to rec.travel.europe
tim....
external usenet poster
 
Posts: 398
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany

Was travelling back through Germany two days ago and because I had
mistakenly booked a hotel that didn't accept cards and had spent all of my
stash of Euro on an unexpected (unavoidable emergency) purchase I needed to
get some Euro in a hurry.

So went to the ATM and the bloody thing would only give me 50 Euro. Thought
that it was because it was out of cash so I tried the one next to it with
the same result.

Then I noticed a sticker on it stating that "VISA" were restricting
withdrawals to 50E.

What's that all about?

And what flipping use is 50 Euro a time. I'd be going to the machine every
day with that restriction. Something which I really hate doing. Not to
mention getting the charged minimum fee on my card for such a trivial amount
(yes Visa, 50 Euro is a trivial amount!)

Is it just this particular bank (Sparkassa) or a general rule?

tim




  #2  
Old May 31st, 2012, 04:58 PM posted to rec.travel.europe
Erilar
external usenet poster
 
Posts: 599
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany

"tim...." wrote:
Was travelling back through Germany two days ago and because I had
mistakenly booked a hotel that didn't accept cards and had spent all of my
stash of Euro on an unexpected (unavoidable emergency) purchase I needed to
get some Euro in a hurry.

So went to the ATM and the bloody thing would only give me 50 Euro. Thought
that it was because it was out of cash so I tried the one next to it with
the same result.

Then I noticed a sticker on it stating that "VISA" were restricting
withdrawals to 50E.

What's that all about?

And what flipping use is 50 Euro a time. I'd be going to the machine every
day with that restriction. Something which I really hate doing. Not to
mention getting the charged minimum fee on my card for such a trivial amount
(yes Visa, 50 Euro is a trivial amount!)

Is it just this particular bank (Sparkassa) or a general rule?

tim


Sounds local. In late April i encountered a similar problem in Kelheim:
the hotel's card machine was not working, so since I had to use the ATM and
had a week to go, I just asked it for 400 Euro. No problem. My VISA is a
debit card. Could that be the difference?

--
Erilar, biblioholic medievalist with iPad
  #3  
Old May 31st, 2012, 05:26 PM posted to rec.travel.europe
tim....
external usenet poster
 
Posts: 398
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany


"Erilar" wrote in message
...
"tim...." wrote:
Was travelling back through Germany two days ago and because I had
mistakenly booked a hotel that didn't accept cards and had spent all of
my
stash of Euro on an unexpected (unavoidable emergency) purchase I needed
to
get some Euro in a hurry.

So went to the ATM and the bloody thing would only give me 50 Euro.
Thought
that it was because it was out of cash so I tried the one next to it with
the same result.

Then I noticed a sticker on it stating that "VISA" were restricting
withdrawals to 50E.

What's that all about?

And what flipping use is 50 Euro a time. I'd be going to the machine
every
day with that restriction. Something which I really hate doing. Not to
mention getting the charged minimum fee on my card for such a trivial
amount
(yes Visa, 50 Euro is a trivial amount!)

Is it just this particular bank (Sparkassa) or a general rule?

tim


Sounds local. In late April i encountered a similar problem in Kelheim:
the hotel's card machine was not working, so since I had to use the ATM
and
had a week to go, I just asked it for 400 Euro. No problem. My VISA is a
debit card. Could that be the difference?


I only get cash on a debit card - the fees on that are high enough :-(

tim


  #4  
Old May 31st, 2012, 07:46 PM posted to rec.travel.europe
Runge 666[_2_]
external usenet poster
 
Posts: 61
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany

Brrrr dread the trip report...
In Germany it's Sparkasse not kassa.


"tim...." a crit dans le message de groupe de
discussion : ...

"Erilar" wrote in message
...
"tim...." wrote:
Was travelling back through Germany two days ago and because I had
mistakenly booked a hotel that didn't accept cards and had spent all of
my
stash of Euro on an unexpected (unavoidable emergency) purchase I needed
to
get some Euro in a hurry.

So went to the ATM and the bloody thing would only give me 50 Euro.
Thought
that it was because it was out of cash so I tried the one next to it
with
the same result.

Then I noticed a sticker on it stating that "VISA" were restricting
withdrawals to 50E.

What's that all about?

And what flipping use is 50 Euro a time. I'd be going to the machine
every
day with that restriction. Something which I really hate doing. Not to
mention getting the charged minimum fee on my card for such a trivial
amount
(yes Visa, 50 Euro is a trivial amount!)

Is it just this particular bank (Sparkassa) or a general rule?

tim


Sounds local. In late April i encountered a similar problem in Kelheim:
the hotel's card machine was not working, so since I had to use the ATM
and
had a week to go, I just asked it for 400 Euro. No problem. My VISA is a
debit card. Could that be the difference?


I only get cash on a debit card - the fees on that are high enough :-(

tim


  #5  
Old June 1st, 2012, 08:23 AM posted to rec.travel.europe
Gerrit
external usenet poster
 
Posts: 47
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany


"tim...." wrote in message
...

"Erilar" wrote in message
...
"tim...." wrote:
Was travelling back through Germany two days ago and because I had
mistakenly booked a hotel that didn't accept cards and had spent all of
my
stash of Euro on an unexpected (unavoidable emergency) purchase I needed
to
get some Euro in a hurry.

So went to the ATM and the bloody thing would only give me 50 Euro.
Thought
that it was because it was out of cash so I tried the one next to it
with
the same result.

Then I noticed a sticker on it stating that "VISA" were restricting
withdrawals to 50E.

What's that all about?

And what flipping use is 50 Euro a time. I'd be going to the machine
every
day with that restriction. Something which I really hate doing. Not to
mention getting the charged minimum fee on my card for such a trivial
amount
(yes Visa, 50 Euro is a trivial amount!)

Is it just this particular bank (Sparkassa) or a general rule?

tim


Sounds local. In late April i encountered a similar problem in Kelheim:
the hotel's card machine was not working, so since I had to use the ATM
and
had a week to go, I just asked it for 400 Euro. No problem. My VISA is a
debit card. Could that be the difference?


I only get cash on a debit card - the fees on that are high enough :-(

tim



I have two credit cards. One of them I load up with cash before leaving home
and so can use it as a debit card. The other I use for normal transactions.
Works for me.
I hope this 50 Euro limit is not applicable in the Netherlands or in Canada
(going there in August and September).

Gerrit - Oz

  #6  
Old June 1st, 2012, 09:46 AM posted to rec.travel.europe
Jesper Lauridsen[_1_]
external usenet poster
 
Posts: 463
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany

On Thu, 31 May 2012 11:56:01 +0100, "tim...."
wrote:
Then I noticed a sticker on it stating that "VISA" were restricting
withdrawals to 50E.



Is it just this particular bank (Sparkassa) or a general rule?


I took 260 Euro out on my Visa in Berlin 12/5.
  #7  
Old June 2nd, 2012, 07:44 AM posted to rec.travel.europe
Gerrit
external usenet poster
 
Posts: 47
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany


"Martin" wrote in message
...
On Fri, 1 Jun 2012 15:23:59 +0800, "Gerrit" wrote:


"tim...." wrote in message
...

"Erilar" wrote in message
...
"tim...." wrote:
Was travelling back through Germany two days ago and because I had
mistakenly booked a hotel that didn't accept cards and had spent all
of
my
stash of Euro on an unexpected (unavoidable emergency) purchase I
needed
to
get some Euro in a hurry.

So went to the ATM and the bloody thing would only give me 50 Euro.
Thought
that it was because it was out of cash so I tried the one next to it
with
the same result.

Then I noticed a sticker on it stating that "VISA" were restricting
withdrawals to 50E.

What's that all about?

And what flipping use is 50 Euro a time. I'd be going to the machine
every
day with that restriction. Something which I really hate doing. Not
to
mention getting the charged minimum fee on my card for such a trivial
amount
(yes Visa, 50 Euro is a trivial amount!)

Is it just this particular bank (Sparkassa) or a general rule?

tim

Sounds local. In late April i encountered a similar problem in
Kelheim:
the hotel's card machine was not working, so since I had to use the ATM
and
had a week to go, I just asked it for 400 Euro. No problem. My VISA is
a
debit card. Could that be the difference?

I only get cash on a debit card - the fees on that are high enough :-(

tim



I have two credit cards. One of them I load up with cash before leaving
home
and so can use it as a debit card. The other I use for normal
transactions.
Works for me.
I hope this 50 Euro limit is not applicable in the Netherlands or in
Canada


It certainly doesn't apply to UK.

(going there in August and September).


Your annual pilgrimage to Pernis? :-)


Gerrit - Oz

--

Martin


Actually don't go there often.
As you are no doubt aware there isn't much to see there. I'm glad my folks
fled to Australia.
Going to see my wife's father (94) and then on to Canada for a wedding
anniversary celebration with all the kids. One lives in Sweden, 3 in Canada
and 1 in Oz. They will all be in Ontario for the event.

Gerrit - Oz

  #8  
Old June 2nd, 2012, 09:58 AM posted to rec.travel.europe
Runge 666[_2_]
external usenet poster
 
Posts: 61
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany

Here we go and the trip report hasn't even been posted.

"Martin" a crit dans le message de groupe de
discussion : ...
On Fri, 1 Jun 2012 15:23:59 +0800, "Gerrit" wrote:


"tim...." wrote in message
...

"Erilar" wrote in message
...
"tim...." wrote:
Was travelling back through Germany two days ago and because I had
mistakenly booked a hotel that didn't accept cards and had spent all
of
my
stash of Euro on an unexpected (unavoidable emergency) purchase I
needed
to
get some Euro in a hurry.

So went to the ATM and the bloody thing would only give me 50 Euro.
Thought
that it was because it was out of cash so I tried the one next to it
with
the same result.

Then I noticed a sticker on it stating that "VISA" were restricting
withdrawals to 50E.

What's that all about?

And what flipping use is 50 Euro a time. I'd be going to the machine
every
day with that restriction. Something which I really hate doing. Not
to
mention getting the charged minimum fee on my card for such a trivial
amount
(yes Visa, 50 Euro is a trivial amount!)

Is it just this particular bank (Sparkassa) or a general rule?

tim

Sounds local. In late April i encountered a similar problem in
Kelheim:
the hotel's card machine was not working, so since I had to use the ATM
and
had a week to go, I just asked it for 400 Euro. No problem. My VISA is
a
debit card. Could that be the difference?

I only get cash on a debit card - the fees on that are high enough :-(

tim



I have two credit cards. One of them I load up with cash before leaving
home
and so can use it as a debit card. The other I use for normal
transactions.
Works for me.
I hope this 50 Euro limit is not applicable in the Netherlands or in
Canada


It certainly doesn't apply to UK.

(going there in August and September).


Your annual pilgrimage to Pernis? :-)


Gerrit - Oz

--

Martin

  #9  
Old June 5th, 2012, 01:11 AM posted to rec.travel.europe
David Horne[_2_]
external usenet poster
 
Posts: 890
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany

tim.... wrote:

"Erilar" wrote in message
...
"tim...." wrote:
Was travelling back through Germany two days ago and because I had

[]
Is it just this particular bank (Sparkassa) or a general rule?

tim


Sounds local. In late April i encountered a similar problem in Kelheim:
the hotel's card machine was not working, so since I had to use the ATM
and
had a week to go, I just asked it for 400 Euro. No problem. My VISA is a
debit card. Could that be the difference?


I only get cash on a debit card - the fees on that are high enough :-(


Tangentially, what bank are you using? I have fairfx euro, sterling and
dollar cards- while not as cheap as Nationwide (which was practically
free) when they had excellent rates, they're far cheaper than my regular
bank (RBS)- and I've found them very reliable, using them in various
European countries, USA and as far afield as India and Peru. The euro
card is particularly good value for me- the exchange rate has around
1.5-2% commission, and there's a 1.50 charge for cash withdrawals (I
take large amounts, e.g. 450 euro in Ghent over the weekend.) However,
when you use the card as a debit card for purchases in euro (or dollars)
when they are the local currency there is no charge. They are pre-paid
cards, so that's where much of the money is made I imagine (you get no
interest)- and they are very quick to charge, takes a few seconds
online, and the money is available in minutes.

David

--
(*) of the royal duchy of city south and deansgate
www.davidhorne.net (email address on website)
"[Do you think the world learned anything from the first
world war?] No. They never learn." -Harry Patch (1898-2009)
  #10  
Old June 5th, 2012, 01:25 AM posted to rec.travel.europe
David Horne[_2_]
external usenet poster
 
Posts: 890
Default Beware - Visa Only "allowed" 50 Euro from ATM in Germany

Martin wrote:

On Fri, 1 Jun 2012 15:23:59 +0800, "Gerrit" wrote:

[]
I have two credit cards. One of them I load up with cash before leaving home
and so can use it as a debit card. The other I use for normal transactions.
Works for me.
I hope this 50 Euro limit is not applicable in the Netherlands or in Canada


It certainly doesn't apply to UK.


It seems a bit of a moveable feast in various countries. As I have a
pretty good value euro card, but with a 1.50 fee, I like to take out
large amounts when I travel. ATMs I tried in Spain limited me to 300 a
day, but other countries have been higher (and I haven't encountered one
lower, at least in euro-land.)

David

--
(*) of the royal duchy of city south and deansgate
www.davidhorne.net (email address on website)
"[Do you think the world learned anything from the first
world war?] No. They never learn." -Harry Patch (1898-2009)
 




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