best exchange rate: ATM versus Credit Card

"Alfred Molon" kirjoitti
s.com...
In article ,
says...

Here in Germany the notes you get from the ATM are typically 50 or 100
Euros. Some ATMs will give big notes + some smaller ones, i.e.
withdrawing 300 Euro you might get 2 x 100 + 50 + 2 x 20 + 10 or 6 x 50
Euro.

My goodness. Germans must like to carry a lot of cash.

You withdraw 300 Euro, just because there isn't an ATM of your bank at
every corner and withdrawing cash from an ATM not from your bank costs 4
Euro (!).

Sounds VERY steep a fee to me. What the heck are they a bank or a bunch of
highwaymen?

On Thu, 21 Jun 2007 10:24:55 -0700,
"EvelynVogtGamble(Divamanque)" wrote:



erilar wrote:

Ever since gas hit $3, I have occasional flashbacks to when my daughter
was in high school and it was 3 gallons for $1 8-)

As for mileage claims, my 13-year-old little station wagon with
automatic transmission still gets up to 30mpg on the highway.

The only reason I got rid of my old Honda was that it was
about to need a new motor, and I didn't have the money for
one. (One can finance a new car, but not a new motor.)

It's quite possible to take out a loan on a car you already own.


--
************* DAVE HATUNEN ) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *

"EvelynVogtGamble(Divamanque)" wrote:
In this day and age, when most purchases of any size are made by
credit card, I doubt whether it is only AMERICANS who don't choose to
carry large bills (or large amounts of cash) on their persons.

The ATMs I used in the West Bank doled out nothing but US$100 bills.

miguel
--
Hit the road! Photos from around the world: http://travel.u.nu
Detailed airport information: http://airport.u.nu

In article i,
says...

Sounds VERY steep a fee to me. What the heck are they a bank or a bunch of
highwaymen?

It used to be less a few years ago: around 2 Euro per withdrawal within
Germany and 4 Euro per withdrawal abroad.

Then came a court sentence stating that the banks were not allowed to
charge more for abroad withdrawals than they were charging for national
withdrawals. The banks then decided to increase the fee for national
withdrawals to the level of abroad withdrawals.

It's one of these things where regulators have to step in. GSM roaming
is another example. I paid 3 Euro for 50KByte of data services use in
Italy a couple of years ago (tried to check my emails, but could not set
up the connection). I have NEVER again used my UMTS phone for data
services outside Germany since then.
--

Alfred Molon
http://www.molon.de - Photos of Asia, Africa and Europe

Make credence recognised that on Wed, 20 Jun 2007 23:00:00 -0700,
Hatunen has scripted:

On Thu, 21 Jun 2007 04:47:21 +0200, Alfred Molon
wrote:

In article ,
says...

This is kind of ridicolous. People won't accept bills larger than $20?
Why?

Probably for the same reason people won't accept large Euro notes?
Risk of forgeries???

Here in Germany the notes you get from the ATM are typically 50 or 100
Euros. Some ATMs will give big notes + some smaller ones, i.e.
withdrawing 300 Euro you might get 2 x 100 + 50 + 2 x 20 + 10 or 6 x 50
Euro.

My goodness. Germans must like to carry a lot of cash.

What's wrong with withdrawing the maximum to avoid fees?
--
---
DFM - http://www.deepfriedmars.com
---
--

On Fri, 22 Jun 2007 10:32:22 +0200, Martin
wrote:

On Thu, 21 Jun 2007 11:34:27 -0700, Hatunen wrote:

On Thu, 21 Jun 2007 10:24:55 -0700,
"EvelynVogtGamble(Divamanque)" wrote:



erilar wrote:

Ever since gas hit $3, I have occasional flashbacks to when my daughter
was in high school and it was 3 gallons for $1 8-)

As for mileage claims, my 13-year-old little station wagon with
automatic transmission still gets up to 30mpg on the highway.

The only reason I got rid of my old Honda was that it was
about to need a new motor, and I didn't have the money for
one. (One can finance a new car, but not a new motor.)

It's quite possible to take out a loan on a car you already own.


On a fully depreciated old car?

Since the loan can't exceed the value of the car, it's likely a
lender wouldn't think it worth it to make the loan.

--
************* DAVE HATUNEN ) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *

Hatunen wrote:

On Thu, 21 Jun 2007 10:24:55 -0700,
"EvelynVogtGamble(Divamanque)" wrote:



erilar wrote:

Ever since gas hit $3, I have occasional flashbacks to when my daughter
was in high school and it was 3 gallons for $1 8-)

As for mileage claims, my 13-year-old little station wagon with
automatic transmission still gets up to 30mpg on the highway.

The only reason I got rid of my old Honda was that it was
about to need a new motor, and I didn't have the money for
one. (One can finance a new car, but not a new motor.)


It's quite possible to take out a loan on a car you already own.

"Possible", maybe - however I wasn't aware of it at the
time. (Also, would such a loan amount to enough to cover a
new motor for a twelve-year old "economy" car?)

On Fri, 22 Jun 2007 10:12:26 -0700,
"EvelynVogtGamble(Divamanque)" wrote:



Hatunen wrote:

On Thu, 21 Jun 2007 10:24:55 -0700,
"EvelynVogtGamble(Divamanque)" wrote:



erilar wrote:

Ever since gas hit $3, I have occasional flashbacks to when my daughter
was in high school and it was 3 gallons for $1 8-)

As for mileage claims, my 13-year-old little station wagon with
automatic transmission still gets up to 30mpg on the highway.

The only reason I got rid of my old Honda was that it was
about to need a new motor, and I didn't have the money for
one. (One can finance a new car, but not a new motor.)


It's quite possible to take out a loan on a car you already own.

"Possible", maybe - however I wasn't aware of it at the
time. (Also, would such a loan amount to enough to cover a
new motor for a twelve-year old "economy" car?)

You didn't say the new engine would be worth more than the car.

--
************* DAVE HATUNEN ) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *

Hatunen wrote:
On Fri, 22 Jun 2007 10:12:26 -0700,
"EvelynVogtGamble(Divamanque)" wrote:



Hatunen wrote:


On Thu, 21 Jun 2007 10:24:55 -0700,
"EvelynVogtGamble(Divamanque)" wrote:



erilar wrote:


Ever since gas hit $3, I have occasional flashbacks to when my daughter
was in high school and it was 3 gallons for $1 8-)

As for mileage claims, my 13-year-old little station wagon with
automatic transmission still gets up to 30mpg on the highway.

The only reason I got rid of my old Honda was that it was
about to need a new motor, and I didn't have the money for
one. (One can finance a new car, but not a new motor.)


It's quite possible to take out a loan on a car you already own.

"Possible", maybe - however I wasn't aware of it at the
time. (Also, would such a loan amount to enough to cover a
new motor for a twelve-year old "economy" car?)


You didn't say the new engine would be worth more than the car.

True, I didn't - but do the math! (The engine would have
been close to $1,000 and the car was a '78 with no "extras"
but the Hondamatic transmission - not even air-conditioning.)