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Bank cards in the USA



 
 
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  #21  
Old October 7th, 2007, 10:44 PM posted to rec.travel.usa-canada
Greg Rozelle[_2_]
external usenet poster
 
Posts: 46
Default Bank cards in the USA

On Sat, 06 Oct 2007 08:56:57 -0700, "
wrote:

On Oct 6, 10:17 am, BobT wrote:
On Fri, 05 Oct 2007 17:56:56 -0700, "

wrote:
On Oct 5, 5:33 pm, PeterL wrote:
No I do not have a bank card in another name . Our bank cards just
have a number on the front but our signature on the back . The number
on the front is linked to our checking account and savings account and
we use a pin we have set up to withdraw the money when we insert the
cardt into the ATM machine


Just out of curiosity, did you try using your card at an ATM of a real
bank in Las Vegas? By that I mean an ATM in, or actually operated by,
a major bank like Citi, Chase, Bank of America, rather than one of the
high profit ATM's commonly found in casinos?


No I did not . We were on the strip and come to think of it I didn't
even see a real bank . I wonder if it may have worked there. Next trip
to the US I will try it



A lot of banks have been blocking transaction from Las Vegas.
I think they do this, so people will have time to think, because they
have to drive to another city or state to get more money.

Since, you are from Canada. Some ATM's do not recognize foreign
cards even if they have the Plus or Cirrus logo on the card.

Check with your bank to see if you can use your card at atms in the
U.S. or if they block Las Vegas or the whole state of Nevada.

Also, Check with you bank and see if you can also use your card at
merchants that take the Nyce ATM/debit card. At some merchants you
can get cash back. You might need to upgrade your card if you do
this. This is new for Canada. There is a lot of Interac cards can
now be used at U.S. merchant that take NYCE atm/debit card.

In the past Canada could only use at atms and very few merchants.
Canadians could use the card at merchants if the card has a maestro
logo on it. Some Canada Interac card's are still restricted to the
Maestro network and can not be used on NYCE network at this time.
This is up to each bank, if they want to allow it.


Here is an odd tip. This works some of the time.

In the U.S.

Choose Credit instead of Primary checking. It will still be deducted
from your checking account.

Let me know what happens grozauction at sbcglobal dot net or post
here.


To others,

It is normal for a Interac card not have a persons name on it. This
is a Canadian debit/atm card the op is talking about.

Greg Rozelle



  #22  
Old October 7th, 2007, 11:53 PM posted to rec.travel.usa-canada
[email protected][_2_]
external usenet poster
 
Posts: 4
Default Bank cards in the USA

On Oct 7, 6:44 pm, Greg Rozelle wrote:
On Sat, 06 Oct 2007 08:56:57 -0700, "





wrote:
On Oct 6, 10:17 am, BobT wrote:
On Fri, 05 Oct 2007 17:56:56 -0700, "


wrote:
On Oct 5, 5:33 pm, PeterL wrote:
No I do not have a bank card in another name . Our bank cards just
have a number on the front but our signature on the back . The number
on the front is linked to our checking account and savings account and
we use a pin we have set up to withdraw the money when we insert the
cardt into the ATM machine


Just out of curiosity, did you try using your card at an ATM of a real
bank in Las Vegas? By that I mean an ATM in, or actually operated by,
a major bank like Citi, Chase, Bank of America, rather than one of the
high profit ATM's commonly found in casinos?


No I did not . We were on the strip and come to think of it I didn't
even see a real bank . I wonder if it may have worked there. Next trip
to the US I will try it


A lot of banks have been blocking transaction from Las Vegas.
I think they do this, so people will have time to think, because they
have to drive to another city or state to get more money.

Since, you are from Canada. Some ATM's do not recognize foreign
cards even if they have the Plus or Cirrus logo on the card.

Check with your bank to see if you can use your card at atms in the
U.S. or if they block Las Vegas or the whole state of Nevada.

Also, Check with you bank and see if you can also use your card at
merchants that take the Nyce ATM/debit card. At some merchants you
can get cash back. You might need to upgrade your card if you do
this. This is new for Canada. There is a lot of Interac cards can
now be used at U.S. merchant that take NYCE atm/debit card.

In the past Canada could only use at atms and very few merchants.
Canadians could use the card at merchants if the card has a maestro
logo on it. Some Canada Interac card's are still restricted to the
Maestro network and can not be used on NYCE network at this time.
This is up to each bank, if they want to allow it.

Here is an odd tip. This works some of the time.

In the U.S.

Choose Credit instead of Primary checking. It will still be deducted
from your checking account.

Let me know what happens grozauction at sbcglobal dot net or post
here.

To others,

It is normal for a Interac card not have a persons name on it. This
is a Canadian debit/atm card the op is talking about.

Greg Rozelle- Hide quoted text -

- Show quoted text -

Thanks folks for offering solutions. I will not be in the USA until
Next Feb but I will check with my Bank to see if they have a better
silution than the debit bant card . I did use my Credit card and get
cash so I was fine . for future I will keep checking out this issue


  #23  
Old October 8th, 2007, 12:23 AM posted to rec.travel.usa-canada
DevilsPGD
external usenet poster
 
Posts: 904
Default Bank cards in the USA

In message Greg Rozelle
wrote:

Check with your bank to see if you can use your card at atms in the
U.S. or if they block Las Vegas or the whole state of Nevada.


I can tell you that if my bank did that, it would be the second last
time I attempted a transaction with them.

The last would be when I close my accounts.

--
You can get more with a kind word and a 2x4 than just a kind word.
  #24  
Old October 9th, 2007, 02:30 AM posted to rec.travel.usa-canada
sharx35
external usenet poster
 
Posts: 803
Default Bank cards in the USA


wrote in message ups.com...


You have a bank card not in your name?


A lot of people do. I have a friend who doesnt pay taxes for
political reasons, he uses a card with his wifes name on it. His name
is nowhere on the account.


Chuck



In other words, you are complicit in enabling your friend to be a tax evader. For every dollar of tax HE
evades, the rest of us have to make up. I've forwarded your post to the IRS.



  #25  
Old October 9th, 2007, 02:31 AM posted to rec.travel.usa-canada
sharx35
external usenet poster
 
Posts: 803
Default Bank cards in the USA


wrote in message ups.com...


g A lot of people do. I have a friend who doesnt pay taxes
g for political reasons, he uses a card with his wifes name on
g it. His name is nowhere on the account.

May the IRS catch up with the bum! I guess he's not rich enough
to be a friend of Dubya and have tax laws written for him.


Actualy, he does quite well......funny thing is, he has over 75,000 in
the bank whose sole purpose is to pay off the irs if and hwen they
find him......it isnt that he doesnt want to pay taxes, just doesnt
want to pay for this war....

he donates heavily to the local schools, agencies, etc.......


Your President was duly elected, TWICE. All the Senators and Congressmen were ALSO duly elected.
Therefore, all actions being undertaken are duly authorized. Your friend is simply a tax evader, plain
and simple, masking his actions under so much bull****.



  #26  
Old October 9th, 2007, 02:37 AM posted to rec.travel.usa-canada
sharx35
external usenet poster
 
Posts: 803
Default Bank cards in the USA


"Sapphyre" wrote in message
ups.com...
On Oct 5, 5:13 pm, PeterL wrote:
OK let me rephrase. OP has a bankcard with no name on it?


That is correct (based on the company he banks with, I draw that
conclusion). This is very common in Canada... it's easier to find a
bank that issues generic cards than to find one who will personalize
and send you your very own card.

S.


In Canada we have several names for "bank cards", e.g. debit cards and convenience cards. They all
require a PIN number before they work but they do NOT require a signature. They provide access to a bank
account or accounts. In some terminals they can give access to a credit card account, too.

In contrast, in Canada, most credit cards DO have a name on them. At present few of them require a PIN
number but this may be changing along the lines of the European system which DOES require a PIN number.
All on them require a signature for IN PERSON activity. Years ago, my card had my wife's name on it as
she was the Primary card holder. Occasionally, while travelling, this was questioned...I had to offer to
go and get her from the car. After that, she got a credit card issued to me, as the Secondary card
holder. No more problems.




  #27  
Old October 9th, 2007, 02:39 AM posted to rec.travel.usa-canada
sharx35
external usenet poster
 
Posts: 803
Default Bank cards in the USA


"Sapphyre" wrote in message
ups.com...
On Oct 5, 4:35 pm, "
wrote:
You have a bank card not in your name?


A lot of people do. I have a friend who doesnt pay taxes for
political reasons, he uses a card with his wifes name on it. His name
is nowhere on the account.


This is hardly what the OP was complaining about... He's complaining
he banks with a company that issues a bank card by serial number on
the spot, as in, I can walk into my bank, tell them it's lost, and get
a new one which will be my new permanent bank card. And since this
practice does not exist in the US, and cards have names on them, the
teller in Las Vegas refused to acknowledge his Canadian card.

Can't say why the bank machine rejected it, I'm sure some of my
customers had used their Canadian cards in the US, but I think most
travel with traveller's checks.


Travellers cheques in Canada or the U.S. are seldom needed. They are an anachronism, only needed by those
who can't get credit/debit cards.




I just wire my money to a Canadian
based US dollar account online, that takes one day, then I can write
myself a check off that account. Either that, or it goes on Visa and
the payment gets made by phone from my Cdn account. (I guess what I'm
saying, is if you travel often, have a system to get your money out...
I only run into trouble when I leave North America, since not everyone
is as welcome to Visa as in Canada/USA).

S.



  #28  
Old October 9th, 2007, 03:45 AM posted to rec.travel.usa-canada
DevilsPGD
external usenet poster
 
Posts: 904
Default Bank cards in the USA

In message UYAOi.11636$%B2.8849@edtnps82 "sharx35"
wrote:

Travellers cheques in Canada or the U.S. are seldom needed. They are an anachronism, only needed by those
who can't get credit/debit cards.


I carry travelers' cheques on and off (Canadian, travel in Canada and
the US) since I can reasonably safely leave them in luggage, or in the
hotel room, or somewhere that they are not likely to be stolen along
with my credit cards.

--
You can get more with a kind word and a 2x4 than just a kind word.
  #29  
Old December 14th, 2007, 02:09 PM posted to rec.travel.usa-canada
J. Clarke[_2_]
external usenet poster
 
Posts: 438
Default Bank cards in the USA

Sapphyre wrote:
On Oct 5, 4:35 pm, "
wrote:
You have a bank card not in your name?


A lot of people do. I have a friend who doesnt pay taxes for
political reasons, he uses a card with his wifes name on it. His
name is nowhere on the account.


This is hardly what the OP was complaining about... He's complaining
he banks with a company that issues a bank card by serial number on
the spot, as in, I can walk into my bank, tell them it's lost, and
get
a new one which will be my new permanent bank card. And since this
practice does not exist in the US, and cards have names on them, the
teller in Las Vegas refused to acknowledge his Canadian card.

Can't say why the bank machine rejected it, I'm sure some of my
customers had used their Canadian cards in the US, but I think most
travel with traveller's checks. I just wire my money to a Canadian
based US dollar account online, that takes one day, then I can write
myself a check off that account. Either that, or it goes on Visa and
the payment gets made by phone from my Cdn account. (I guess what
I'm
saying, is if you travel often, have a system to get your money
out...
I only run into trouble when I leave North America, since not
everyone
is as welcome to Visa as in Canada/USA).


Could have hit a daily balance limit or could have been a network
problem or could have been that that machine was on a different
network from the others he was using. I've had the machine in a hotel
lobby reject my card while the machine in the bank across the street
took it.

--
--
--John
to email, dial "usenet" and validate
(was jclarke at eye bee em dot net)


  #30  
Old December 14th, 2007, 04:11 PM posted to rec.travel.usa-canada
David Gee
external usenet poster
 
Posts: 190
Default Bank cards in the USA


"J. Clarke" wrote in message
...
Sapphyre wrote:
On Oct 5, 4:35 pm, "
wrote:
You have a bank card not in your name?

A lot of people do. I have a friend who doesnt pay taxes for
political reasons, he uses a card with his wifes name on it. His
name is nowhere on the account.


This is hardly what the OP was complaining about... He's complaining
he banks with a company that issues a bank card by serial number on
the spot, as in, I can walk into my bank, tell them it's lost, and
get
a new one which will be my new permanent bank card. And since this
practice does not exist in the US, and cards have names on them, the
teller in Las Vegas refused to acknowledge his Canadian card.

Can't say why the bank machine rejected it, I'm sure some of my
customers had used their Canadian cards in the US, but I think most
travel with traveller's checks. I just wire my money to a Canadian
based US dollar account online, that takes one day, then I can write
myself a check off that account. Either that, or it goes on Visa and
the payment gets made by phone from my Cdn account. (I guess what
I'm
saying, is if you travel often, have a system to get your money
out...
I only run into trouble when I leave North America, since not
everyone
is as welcome to Visa as in Canada/USA).


Could have hit a daily balance limit or could have been a network
problem or could have been that that machine was on a different
network from the others he was using. I've had the machine in a hotel
lobby reject my card while the machine in the bank across the street
took it.

Traveller's checks (cheques?) are dying out fast! Electronic banking
has made them obsolete.

Canadians should be aware that many US banks now issue a dual-use card.
For example, the customer doesn't have a VISA credit card plus a bank
account debit card. Instead, both functions are combined into a single
"smart" card which contains a secure (!) chip. At an ATM or at a
merchant, the customer can decide which function to use for each
transaction. A Canadian-issued debit card may not work in all cases.


 




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