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Car Rental insurance?



 
 
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  #1  
Old October 14th, 2003, 09:21 AM
Carlos Rodriguez
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Default Car Rental insurance?

Hi,
I'd like to know which insurance is recommended / necessary when renting a
car in the US. The insurances offered additonally seem quite expensive...
Thanks
C.


  #2  
Old October 14th, 2003, 03:04 PM
adjgiulio
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Default Car Rental insurance?

"Carlos Rodriguez" ha scritto nel messaggio
...
Hi,
I'd like to know which insurance is recommended / necessary when renting a
car in the US.


Give a look here
http://www.globalcars.com.au/text/Insurance.htm

The insurances offered additonally seem quite expensive...


They're! I rented my first car this summer for a on the road around
Clifornia, Nevada, Utah and Arizona. I suggest you at least a CDW insurance.
Generally speaking I try to imagine a medium situation (accident with no
people injured) and to protect myself from that. Under this point of view
just a CDW insurance looks fine.

Thanks
C.


Bye, Giulio


  #3  
Old October 14th, 2003, 03:37 PM
Keith Willshaw
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Default Car Rental insurance?


"adjgiulio" wrote in message
...
"Carlos Rodriguez" ha scritto nel

messaggio
...
Hi,
I'd like to know which insurance is recommended / necessary when renting

a
car in the US.


Give a look here
http://www.globalcars.com.au/text/Insurance.htm

The insurances offered additonally seem quite expensive...


They're! I rented my first car this summer for a on the road around
Clifornia, Nevada, Utah and Arizona. I suggest you at least a CDW

insurance.
Generally speaking I try to imagine a medium situation (accident with no
people injured) and to protect myself from that. Under this point of view
just a CDW insurance looks fine.



There are better options

Some annual travel insurance policies provide cover for CDW and SLI
as part of the policy

Its possible to arrange the rental through a European agancy such as
holiday autos that includes all necessary insurance

Either will be cheaper than paying for CDW at the rental
desk and they'll give more protection

Keith



  #4  
Old October 15th, 2003, 03:13 AM
JAC
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Default Car Rental insurance?

First see what coverage your credit card provides. The best options
are a Gold or Platinum Visa card. Then see what options your personal
insurance provides.

Buy the car rental insurance only to cover the wholes.

On Tue, 14 Oct 2003 10:21:33 +0200, "Carlos Rodriguez"
wrote:

Hi,
I'd like to know which insurance is recommended / necessary when renting a
car in the US. The insurances offered additonally seem quite expensive...
Thanks
C.


  #5  
Old October 16th, 2003, 01:38 AM
John Pezzano
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Default Car Rental insurance?

You are smart to question these. Others have posted suggestions on credit
card coverage for insurance as well as looking for all-inclusive rates. But
note that rental car insurance is what is known in the US auto sales
industry as a "pack" - a grossly overpriced add-on whose prime purpose is to
overcome the cost giveaways of phony lower prices.

One way or the other be protected by your own insurance, credit card
coverage or getting it on a deal because if you don't, the rental places
have two additional ways to get it out of you:
1) They pressure you to buy it or try to force you to pay a higher rate
(unless you can be forceful enough yourself)
2) If you have an accident, they will bill you for artificially high repair
bills, inflated "loss of use" charges and other things.

No, I do not have a particular beef with the rental companies and rented
almost weekly for years when traveling on business. But you can read about
these things in consumer magazines.

John
"Carlos Rodriguez" wrote in message
...
Hi,
I'd like to know which insurance is recommended / necessary when renting a
car in the US. The insurances offered additonally seem quite expensive...
Thanks
C.




  #6  
Old October 17th, 2003, 09:29 AM
Carlos Rodriguez
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Default Car Rental insurance?

Thanks to all for your tips. I have now done a fair bit of comparison
between booking a car / insurance direct in the US or from here (I live in
Germany). I have now found that US quotes usually come without insurance,
and that additional insurance adds a substantial amount (somewhere between
$14-25 p. day on top). However, I found that I can actually get a a better
package booking from a German agent which *includes* insurance (and I get a
choice of *minimum* or "all-inclusive" packages).
The credit card actually only covers 30 days, which is fine for most, but I
want to stay longer.
Thanks again!
C.


  #7  
Old October 18th, 2003, 12:56 PM
Me
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Default Car Rental insurance?

In article ,
"Carlos Rodriguez" wrote:

Hi,
I'd like to know which insurance is recommended / necessary when renting a
car in the US. The insurances offered additonally seem quite expensive...
Thanks


This depends heavily on any coverage you have now for auto insurance and
what benefits your credit cards offer. Call your credit card issuers to
see if they offer any coverage for rental cars. Do you have liability
and collision insurance already? If so, check with your insurance agent
to see what's involved with covering you while you drive a rental car.
 




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