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Cruise Insurance Question



 
 
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  #1  
Old March 22nd, 2004, 09:28 PM
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Default Cruise Insurance Question

Anyone have any suggestions on which company to go with for Cruise
Insurance.
Thanks,
george_ronnie @ hotmail.com


  #3  
Old March 22nd, 2004, 10:20 PM
PeteandJanice10
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Default Cruise Insurance Question

Start at http://www.travelinsurance-info.com for lots of good hints on what to
look for and what to look out for. Best summary of the subject I've seen.
Pete
  #6  
Old March 23rd, 2004, 11:34 PM
Charles
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Default Cruise Insurance Question

In article , RTCReferee
wrote:

Have you thought about enrolling in another health plan that doesn't
limit your health coverage to the U.S.?

We have no such limitation.


Most people don't have a choice, their employer only offers one plan.
And don't forget those on Medicare.

--
Charles
  #7  
Old March 24th, 2004, 12:07 AM
Sue and Kevin Mullen
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Default Cruise Insurance Question



Charles wrote:
In article , RTCReferee
wrote:


Have you thought about enrolling in another health plan that doesn't
limit your health coverage to the U.S.?

We have no such limitation.



Most people don't have a choice, their employer only offers one plan.
And don't forget those on Medicare.


For most people, even when you have a choice of plans, they don't
include coverage outside the US.

sue

  #8  
Old March 24th, 2004, 12:16 AM
Kurt Ullman
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Default Cruise Insurance Question

In article , Sue and Kevin
Mullen wrote:

For most people, even when you have a choice of plans, they don't
include coverage outside the US.

You may want to ask around. For instance, the last three policies I had, paid for coverage outside the US,
BUT you had to pay for it and then submit for reimbursement. That is how my
current one works. However, I always get the health insurance with the travel
insurance because of the fact they usually take care of it directly and it
doesn't cost a bunch extra. ALso, I have never gotten a real clear answer on
payment for flying me back if I get sick.
Medicare doesn't pay outside the US under any circumstances.

--
Addendumb: What lawyers add to contracts to mess up a perfectly
good working relationship with an editor. (stolen from Dan Ferber on
nasw-freelance list)
  #9  
Old March 24th, 2004, 01:10 AM
Sue and Kevin Mullen
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Default Cruise Insurance Question



Kurt Ullman wrote:
In article , Sue and Kevin
Mullen wrote:


For most people, even when you have a choice of plans, they don't
include coverage outside the US.


You may want to ask around. For instance, the last three policies I had, paid for coverage outside the US,
BUT you had to pay for it and then submit for reimbursement. That is how my
current one works. However, I always get the health insurance with the travel
insurance because of the fact they usually take care of it directly and it
doesn't cost a bunch extra. ALso, I have never gotten a real clear answer on
payment for flying me back if I get sick.


We get our health insurance thru the company my DH works for and the
plans we have available to us, do not cover medical out of the US. The
same is true of all previous plans with different employers.

sue

  #10  
Old March 24th, 2004, 01:19 AM
0 O
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Default Cruise Insurance Question

Travel insurance includes transportation off ship to hospital --

 




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