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  #11  
Old September 19th, 2009, 11:16 PM posted to rec.travel.australia+nz
Rudy[_1_]
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Posts: 204
Default Getting insurance


What exactly do you mean by "travel insurance"?


I thought that was a generic term.

http://en.wikipedia.org/wiki/Travel_insurance lists Medical insurance,
trip cancellation insurance, rental car insurance and goes on and on and
on.


When we buy "health" insurance here for our trip, we call it Medical
Insurance... It isnt lumped in with a bunch of other types.
You may get an "All in One" type policy there. We generally don't get the
same in Canada.

Our Signature VISA card carried "included" car rental insurance for the
holders of same but not medical insurance and all the others.
Interestingly, I couldn't find any company in Canada where I could buy
Rental car insurance for our trip to "OZ" so was happy that VISA provided
it.
Often, buying daily rental car insurance costs as much as actually renting
the car.


  #12  
Old September 19th, 2009, 11:20 PM posted to rec.travel.australia+nz
Rudy[_1_]
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Posts: 204
Default Getting insurance


I seem to be having trouble getting a reasonable quote for travel
insurance that is longer than 30 days.
I was going to go to Oz for a couple of months, but can't find any
insurance.


What country are you in ?

I see that you have discovered one of the little quirks in the
"vacation" industry. 30 day maximum coverage for most travel plans is
fairly standard as they are designed for travel on vacation.


Here, I can buy travel medical for trips up to 183 days. Some can get
coverage for 210 days.


  #13  
Old September 19th, 2009, 11:36 PM posted to rec.travel.australia+nz
[email protected]
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Posts: 18
Default Getting insurance


[Default] On Sat, 19 Sep 2009 12:51:12 +0100, Hiram
offered the following words of wisdom:

wrote:


Maybe things are different in the UK (if that's where you're
travelling from). But in New Zealand, we get our travel insurance
through our health insurance provider,


That would be nice if I could - but we have a state health system, so
the private health system is really small. I don't have health
insurance unless I travel outside the UK.


Like yours the NZ state health system doesn't cover travel insurance
outside NZ. But considering that my wife's aunt died alone on a gurney
in a corridor of a public hospital in the UK after being forgotten -
literally - by the idiots who work in that system, I'd sure as hell
have private health insurance if I lived in the UK.

BTW - NZ's public health system isn't all that flash either. Which is
why we've had private health insurance since 1978.

Also, some credit cards like MasterCard or charge cards like AMEX
offer free travel insurance if you pay for your flights with their
card.


Yeah this has crossed my mind


Don't know about the RAC or the other driver's organisations in the
UK, but our AA also offers competitive travel insurance packages.

My advice: look in your Yellow Pages and ring around the insurance
companies.


Yep, could do that, but I was kinda hoping to use the Internet.


Have you tried google? Here's the list that came up the first time I
tried:

http://www.google.com/search?q=trave...n___NZ308&aq=t

  #14  
Old September 20th, 2009, 08:31 AM posted to rec.travel.australia+nz
Hiram
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Posts: 15
Default Getting insurance

lid wrote:


Like yours the NZ state health system doesn't cover travel insurance
outside NZ. But considering that my wife's aunt died alone on a gurney
in a corridor of a public hospital in the UK after being forgotten -
literally - by the idiots who work in that system, I'd sure as hell
have private health insurance if I lived in the UK.


I work for a company that supply private healthcare here in the UK.
There are some procedures operations you could only have done in the
state system. Unless, you are extremely wealthy. The private hospitals
only tend to do minor or cosmetic operations. Not only that, you'll
often find the same surgeons working in an NHS hospital as you would in
a private one. They tent to do both.

I'm not here to defend the NHS, but the current UK government has spent
billions upgrading the system. Not sure when your wife's aunt died, if
it was recent then I'd be disappointed.

I've used the state systems all my life, as have friends and family,
personally I have nothing but praise for it. But peoples mileage will
vary. As it would in any health system, look at the amount of
malpractice claim that are filed each each with private healthcare.




Have you tried google? Here's the list that came up the first time I
tried:

http://www.google.com/search?q=trave...n___NZ308&aq=t


It not getting insurance that is the problem - it either too expensive
or doesn't cover me for over 30 days in one trip.
  #15  
Old September 20th, 2009, 08:34 AM posted to rec.travel.australia+nz
Hiram
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Posts: 15
Default Getting insurance

Joseph Coulter wrote:
On Fri, 18 Sep 2009 17:09:00 +0100, Hiram wrote:


What you seem to be looking for is longer term health coverage while
in Australia and I think that the advice given to seek a more
traditional insurance provider has merit.



Thanks Joseph, I will take a look along that route.
  #16  
Old September 20th, 2009, 11:23 AM posted to rec.travel.australia+nz
[email protected]
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Posts: 18
Default Getting insurance


[Default] On Sun, 20 Sep 2009 08:31:23 +0100, Hiram
offered the following words of wisdom:

wrote:

Like yours the NZ state health system doesn't cover travel insurance
outside NZ. But considering that my wife's aunt died alone on a gurney
in a corridor of a public hospital in the UK after being forgotten -
literally - by the idiots who work in that system, I'd sure as hell
have private health insurance if I lived in the UK.


I work for a company that supply private healthcare here in the UK.
There are some procedures operations you could only have done in the
state system. Unless, you are extremely wealthy. The private hospitals
only tend to do minor or cosmetic operations. Not only that, you'll
often find the same surgeons working in an NHS hospital as you would in
a private one. They tent to do both.


The problem with NZ's public health system is not only the waiting
lists for non-urgent procedure operations - such as hernias, knee &
hip replacements, etc - but also for far more urgent issues, such as
cancer and heart conditions.

There are also problems with the system's ability to address accident
victims and discharging people with fractured skulls, brain injuries
and other injuries etc without treatment or care.

That's why those of us who can afford it have private health insurance
and why anyone visiting NZ would be wise to get travel insurance that
covered medical contingencies and things like cancellations, damage,
loss & theft.

BTW - like the UK, the medical specialists can be the very same people
in both systems, but in NZ you can use your private health insurance
to access both private and public hospitals. Conversely, private
hospitals are sometimes used by the public system.

It's the time factor and level of care that can differ.

Having said that, it has been my experience that NZ's "Accident
Compensation" cover for all injuries cause by any accident - including
those incurred by visitors - gives better treatment to overseas
victims than New Zealanders and so does the public health system.

So, for example: if (God forbid) you were in a road accident or broke
your leg skiing while visiting NZ, all of your medical expenses would
be paid by the government (eg: NZ taxpayer) while you were here.

I'm not here to defend the NHS, but the current UK government has spent
billions upgrading the system. Not sure when your wife's aunt died, if
it was recent then I'd be disappointed.


My wife's aunt died as a result of medical negligence during Tony
Blair's term in office. If things have finally improved, then it's not
too soon ... but far too late for her.

I've used the state systems all my life, as have friends and family,
personally I have nothing but praise for it. But peoples mileage will
vary. As it would in any health system, look at the amount of
malpractice claim that are filed each each with private healthcare.


True, but as an individual's mileage will vary, so does that of state
systems and the people who work in them. Unfortunately, my wife's aunt
got the people who were under-resourced, overworked and
unprofessional.


Have you tried google? Here's the list that came up the first time I
tried:

http://www.google.com/search?q=trave...n___NZ308&aq=t


It not getting insurance that is the problem - it either too expensive
or doesn't cover me for over 30 days in one trip.


I've just checked two at random and both offer what appears to be
comprehensive travel insurance for over 30 days. Whether it's too
expensive or meets your requirements is another question:

http://www.postoffice.co.uk/portal/p...diaId=19300208

http://www.aviva.co.uk/single-trip-travel-insurance/
  #17  
Old September 27th, 2009, 02:18 AM posted to rec.travel.australia+nz
[email protected]
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Posts: 18
Default Getting insurance

[Default] On Fri, 18 Sep 2009 17:09:00 +0100, Hiram
offered the following words of wisdom:

I seem to be having trouble getting a reasonable quote for travel
insurance that is longer than 30 days.

I was going to go to Oz for a couple of months, but can't find any
insurance.

TIA


I'm curious ... have you resolved the issue and, if so, what kind of
travel insurance did you end up choosing and where did you find it?

  #19  
Old September 28th, 2009, 04:27 AM posted to rec.travel.australia+nz
[email protected]
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Posts: 18
Default Getting insurance

[Default] On Mon, 28 Sep 2009 12:51:31 +1000, John Oliver
offered the following words of wisdom:

On Sun, 27 Sep 2009 14:18:45 +1300, lid wrote:

[Default] On Fri, 18 Sep 2009 17:09:00 +0100, Hiram
offered the following words of wisdom:

I seem to be having trouble getting a reasonable quote for travel
insurance that is longer than 30 days.

I was going to go to Oz for a couple of months, but can't find any
insurance.

TIA


I'm curious ... have you resolved the issue and, if so, what kind of
travel insurance did you end up choosing and where did you find it?


It is possible for overseas visitors to buy medical insurance. See
http://mbf.com.au/HealthInsurance/He...erseasvisitors


Interesting, but I understand that the OP is coming from the UK and
was asking about *travel* insurance that would cover the entire trip.
  #20  
Old September 29th, 2009, 07:24 AM posted to rec.travel.australia+nz
Rudy[_1_]
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Posts: 204
Default Getting insurance



It is possible for overseas visitors to buy medical insurance. See
http://mbf.com.au/HealthInsurance/He...erseasvisitors



BUT, AUSTRALIA (where he wants to go) Isn't on the list when they ask:

Where do you want to travel. ?

It appears that this site is FOR Australians travelling abroad, not for
Visitors to OZ


 




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