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#21
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Dutch Money
Martin wrote:
On Tue, 25 Jan 2011 23:26:55 +0000 (UTC), David Hatunen wrote: On Mon, 24 Jan 2011 22:57:51 +0100, Martin wrote: On Mon, 24 Jan 2011 19:53:02 +0000 (UTC), David Hatunen wrote: It seems to be a matter of having a US-issued card. I have no idea about intra-European usage. The machine charges you to use it irrespective of card, As I mentioned before, I have never been charged by an ATM (actually, by the institution, of course) in Europe for using a US-issued card; I understand that this has been standard. I confess, though, to not having used a European ATM for several years now. I also point out that I have never used one of those ATMs not connected to a bank. Exactly what point are you trying to make? How silly their "free ATM use" is. If I'm standing outside the bank I might as well go inside and skip some of the machine work. -- Erilar, biblioholic medievalist with iPad |
#22
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Dutch Money
Erilar wrote on Jan 26, 2011:
Martin wrote: On Tue, 25 Jan 2011 23:26:55 +0000 (UTC), David Hatunen wrote: On Mon, 24 Jan 2011 22:57:51 +0100, Martin wrote: On Mon, 24 Jan 2011 19:53:02 +0000 (UTC), David Hatunen wrote: It seems to be a matter of having a US-issued card. I have no idea about intra-European usage. The machine charges you to use it irrespective of card, As I mentioned before, I have never been charged by an ATM (actually, by the institution, of course) in Europe for using a US-issued card; I understand that this has been standard. I confess, though, to not having used a European ATM for several years now. I also point out that I have never used one of those ATMs not connected to a bank. Exactly what point are you trying to make? How silly their "free ATM use" is. If I'm standing outside the bank I might as well go inside and skip some of the machine work. You are very fortunate. When I am standing outside a bank, I quite often find it is closed. -- Mike Lane UK North Yorkshire mike_lane at mac dot com |
#23
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Dutch Money
David Horne wrote on Jan 26, 2011:
Mike Lane wrote: S Viemeister wrote on Jan 25, 2011: On 1/24/2011 9:18 PM, Erilar wrote: Ken wrote: On Mon, 24 Jan 2011 19:53:02 +0000 (UTC), David Hatunen wrote: American card issuers don't charge fees in euros. There are ATM card issuers that don't charge a fee at all for foreign withdrawals but they are becoming rare. Can you mention which ATM issuers don't charge a fee for foreign withdrawals? My bank kindly tells me it's free at their ATMs, none of which are in Europe of course 8-( Some credit unions and smallish local banks offer free ATM withdrawals at _any_ ATM. I wish I knew of one in the UK. http://www.moneysavingexpert.com/ gives advice. Halifax Clarity card seems the best choice... at the moment. Yes but that's a credit card - I don't want credit. As we all know if one makes a cash withdrawal, one is charged interest from that day until it's payed off. I would like an account which will allow me to withdraw my own cash without charging me for the privilege. Nationwide used to do this but unfortunately no more -- Mike Lane UK North Yorkshire mike_lane at mac dot com |
#24
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Dutch Money
On Wed, 26 Jan 2011 10:32:53 -0500, S Viemeister
wrote: On 1/26/2011 10:27 AM, Ken Blake wrote: Because calling most companies these days means that I need to spend a lot of time listening to recordings, then holding the line waiting for a human. So I was hoping to get a quick answer. But if I can't, then I *will* call them. If you're in the New York metro area, Boiling Springs Savings Bank still offers an ATM card, tied to a checking account, which makes no service charge on _any_ withdrawals. The exchange rate is good, too. Thanks, but no I'm not there. -- Ken Blake |
#25
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Dutch Money
On Wed, 26 Jan 2011 16:32:43 +0000, Erilar wrote:
How silly their "free ATM use" is. If I'm standing outside the bank I might as well go inside and skip some of the machine work. That wouldn't have worked very well the night we had just left a show about 22:30 in London's West End and found we needed some cash for a late snack. In any case, unless your ATM card is issued by that bank, you'll probably be directed to the ATM, which is connected to the international ATM clearinghouse system. -- Dave Hatunen, Tucson, Arizona, out where the cacti grow |
#27
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Dutch Money
Mike Lane wrote:
David Horne wrote on Jan 26, 2011: Mike Lane wrote: S Viemeister wrote on Jan 25, 2011: On 1/24/2011 9:18 PM, Erilar wrote: Ken wrote: On Mon, 24 Jan 2011 19:53:02 +0000 (UTC), David Hatunen wrote: American card issuers don't charge fees in euros. There are ATM card issuers that don't charge a fee at all for foreign withdrawals but they are becoming rare. Can you mention which ATM issuers don't charge a fee for foreign withdrawals? My bank kindly tells me it's free at their ATMs, none of which are in Europe of course 8-( Some credit unions and smallish local banks offer free ATM withdrawals at _any_ ATM. I wish I knew of one in the UK. http://www.moneysavingexpert.com/ gives advice. Halifax Clarity card seems the best choice... at the moment. Yes but that's a credit card - I don't want credit. So, don't get it then. As we all know if one makes a cash withdrawal, one is charged interest from that day until it's payed off. It is nevertheless the best deal, working out at 1% charge if you get the lower interest rate. Any other method you use for withdrawing money from foreign ATMs on a UK bank account or card will be more expensive. I would like an account which will allow me to withdraw my own cash without charging me for the privilege. So would I. It doesn't seem to exist. -- (*) of the royal duchy of city south and deansgate www.davidhorne.net (email address on website) "[Do you think the world learned anything from the first world war?] No. They never learn." -Harry Patch (1898-2009) |
#28
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Dutch Money
On Mon, 24 Jan 2011 21:29:02 -0500, S Viemeister wrote in post :
: On 1/24/2011 9:18 PM, Erilar wrote: Ken wrote: On Mon, 24 Jan 2011 19:53:02 +0000 (UTC), David Hatunen wrote: American card issuers don't charge fees in euros. There are ATM card issuers that don't charge a fee at all for foreign withdrawals but they are becoming rare. Can you mention which ATM issuers don't charge a fee for foreign withdrawals? My bank kindly tells me it's free at their ATMs, none of which are in Europe of course 8-( Some credit unions and smallish local banks offer free ATM withdrawals at _any_ ATM. Mine does as well, anywhere in the Eurozone as long as the bill/cash is in Euros. -- Tim C. I was in the butchers the other day and he said to me "I bet you 10 quid you can't reach that meat up there". I said, "No, I'm not betting, the stakes are too high". |
#29
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Dutch Money
On Thu, 27 Jan 2011 11:03:10 +0100, Martin wrote in post :
: Some credit unions and smallish local banks offer free ATM withdrawals at _any_ ATM. Mine does as well, anywhere in the Eurozone as long as the bill/cash is in Euros. Part of the Euro rules? I don't think it can be, or there would be no discussions about Euro ATM charges. -- Tim C. What's the definition of a mistress? Something between a mister and a mattress. |
#30
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Dutch Money
Mike Lane wrote:
Erilar wrote on Jan 26, 2011: Martin wrote: On Tue, 25 Jan 2011 23:26:55 +0000 (UTC), David Hatunen wrote: On Mon, 24 Jan 2011 22:57:51 +0100, Martin wrote: On Mon, 24 Jan 2011 19:53:02 +0000 (UTC), David Hatunen wrote: It seems to be a matter of having a US-issued card. I have no idea about intra-European usage. The machine charges you to use it irrespective of card, As I mentioned before, I have never been charged by an ATM (actually, by the institution, of course) in Europe for using a US-issued card; I understand that this has been standard. I confess, though, to not having used a European ATM for several years now. I also point out that I have never used one of those ATMs not connected to a bank. Exactly what point are you trying to make? How silly their "free ATM use" is. If I'm standing outside the bank I might as well go inside and skip some of the machine work. You are very fortunate. When I am standing outside a bank, I quite often find it is closed. Life style difference 8-). If I'm somewhere where that bank has an ATM and need more cash than I have with me, it's at a time when the bank would be open. Places where I need more cash aren't in the same country as this bank and its ATMs. -- Erilar, biblioholic medievalist with iPad |
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