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#11
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What's going on
[Default] Thus spake peter :
On 8/21/09 6:51 AM, in article , "Dillon Pyron" wrote: I expressed some concern about our ability to retire and she said "Dillon, the average 50 year old in the US is worth about $15,000. The CNNMoney.com calculators say that the average net worth of a 50-year old in the US is $98,350. Based on my limited experience the typical world cruise passenger is spending her late husband's inheritance. So you're saying the former Mrs. Smith is taking a world cruise? If I was her new hubby, I'd avoid ships of any kind, balconies and any bar that might have persons who might find her sexually attractive. -- - dillon I am not invalid "Iran wants nukes? North Korea wants nukes? I'm sure we can give them some. Or the Navy." - former B52 wing commander |
#12
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What's going on
Dillon Pyron wrote:
[Default] Thus spake peter : On 8/21/09 6:51 AM, in article , "Dillon Pyron" wrote: I expressed some concern about our ability to retire and she said "Dillon, the average 50 year old in the US is worth about $15,000. The CNNMoney.com calculators say that the average net worth of a 50-year old in the US is $98,350. Based on my limited experience the typical world cruise passenger is spending her late husband's inheritance. So you're saying the former Mrs. Smith is taking a world cruise? If I was her new hubby, I'd avoid ships of any kind, balconies and any bar that might have persons who might find her sexually attractive. She doesn't have a new hubby. She's traveling alone. It's the passenger that HAL had in mind when it decided to offer "entertainment specialists" or whatever they're called, that ask her to dance each night. No reasonable person could find her attractive, sexually or otherwise, except the blind pianist from Curb your enthusiasm. She will never remarry, because she knows it's only her former husband's estate that makes her interesting. But her financial adviser probably is somewhat more sophisticated than yours. |
#13
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What's going on
peter wrote:
Dillon Pyron wrote: [Default] Thus spake peter : [vs Dillon's comment of $15K] The CNNMoney.com calculators say that the average net worth of a 50-year old in the US is $98,350. An interesting enough statement to go Google. Found the website... http://cgi.money.cnn.com/tools/networth_ageincome/index.html And agree that it says $98K, although with the relatively minor nitpick that this is a median, not an average. Nevertheless, it is a "Net Worth" value, which specifically includes all of one's personal possessions, and one's home. For typical 50 year olds, its pretty likely that easily half ($50K) of this net worth is easily tied up in their home. From there, there's probably another 5% ($5K) in personal household goods (clothing, TV, stereo, computer), and another 10% ($10K) for their automobile...which all means that there's only around $33K left in the bank, but this is not only their normal savings, but also their "untouchable" 401K & IRA retirement accounts. YMMV as to how much real & liquid disposable income is available to such a demographic profile for consideration. Based on my limited experience the typical world cruise passenger is spending her late husband's inheritance. So you're saying the former Mrs. Smith is taking a world cruise? *If I was her new hubby, I'd avoid ships of any kind, balconies and any bar that might have persons who might find her sexually attractive. She doesn't have a new hubby. She's traveling alone. It's the passenger that HAL had in mind when it decided to offer "entertainment specialists" or whatever they're called, that ask her to dance each night. No reasonable person could find her attractive, sexually or otherwise, except the blind pianist from Curb your enthusiasm. She will never remarry, because she knows it's only her former husband's estate that makes her interesting. But her financial adviser probably is somewhat more sophisticated than yours. There's probably some truth to the 'happy widow' cruise stereotype, although I'd not necessarily be too terribly focused on it. My question would be that when we consider the advances in healthcare... since the implications are that it has become more likely for Mr. Smith to ...linger... by the time he finally passes to free up the Widow Smith, she might effectively be too advanced in age to be particularly interested in going out to become a world traveler (assuming that there's any money left after healthcare has gotten through with them)...so how potentially large/profitable is this particular customer demographic to pursue? -hh |
#14
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What's going on
[Default] Thus spake peter :
Dillon Pyron wrote: [Default] Thus spake peter : On 8/21/09 6:51 AM, in article , "Dillon Pyron" wrote: I expressed some concern about our ability to retire and she said "Dillon, the average 50 year old in the US is worth about $15,000. The CNNMoney.com calculators say that the average net worth of a 50-year old in the US is $98,350. Based on my limited experience the typical world cruise passenger is spending her late husband's inheritance. So you're saying the former Mrs. Smith is taking a world cruise? If I was her new hubby, I'd avoid ships of any kind, balconies and any bar that might have persons who might find her sexually attractive. She doesn't have a new hubby. She's traveling alone. It's the passenger that HAL had in mind when it decided to offer "entertainment specialists" or whatever they're called, that ask her to dance each night. No reasonable person could find her attractive, sexually or otherwise, except the blind pianist from Curb your enthusiasm. She will never remarry, because she knows it's only her former husband's estate that makes her interesting. But her financial adviser probably is somewhat more sophisticated than yours. Hmm? Like this? http://preview.tinyurl.com/lvskmh (goes to AOL article) Oh yeah, Jennifer made her money the old fashioned way, she married it. Then sued for more. -- - dillon I am not invalid "Iran wants nukes? North Korea wants nukes? I'm sure we can give them some. Or the Navy." - former B52 wing commander |
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